278 McCosh Mill Rd, Lagrange, GA 30240 Property Records

Heard County property record for 278 McCosh Mill Rd, Lagrange, GA 30240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1987
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Mar 1992)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0015-0041`

Property Details

APN / Parcel Number

Primary APN	`0015-0041`
Alternative APN	`851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Heated Area
1st Floor Area	1,680 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Mixed
Garage Area	1,506 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	880 sqft
Deck Area	322 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	851
Street Address	278 MCCOSH MILL RD
City	LAGRANGE
State	GA
Zip	30240-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LL122 DIS15 1.55 ACRES
Jurisdiction	HEARD GA
Township / Civil Division	TEXAS
Census Block Group	2
Census Block	2065
Census Tract	970300

Owner

Source: Heard County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 MCCOSH MILL RD, LAGRANGE, GA 30240-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1992 · Amount on Record
Deed Sale	Mar 1, 1992 · Amount on Record
Prior Sale	Feb 15, 1985
Deed Book / Page	141 / 137
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	278 MCCOSH MILL RD, LAGRANGE, GA 30240-9423
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 MCCOSH MILL RD, LAGRANGE, GA 30240-9423

Mortgage

Document Number	0005530000000027
Date	Nov 19, 2025
Book Page	0000000553/0000000027
Instrument	D2025001842

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	278 MCCOSH MILL RD, LAGRANGE, GA 30240-9423
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 MCCOSH MILL RD, LAGRANGE, GA 30240-9423

Mortgage

Document Number	0004930000000142
Date	Jul 30, 2021
Book Page	0000000493/0000000142

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jan 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	278 MCCOSH MILL RD, LAGRANGE, GA 30240-9423
Document Number	0004820233
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	278 MCCOSH MILL RD LAGRANGE GA 302409423, LAGRANGE, GA 30240-9423

Mortgage

Document Number	0004820233
Date	Oct 19, 2020
Book Page	000482/000233

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 18, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	278 MCCOSH MILL RD, LAGRANGE, GA 30240-9423
Document Number	0004710123
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	278 MCCOSH MILL RD LAGRANGE GA 302409423, LAGRANGE, GA 30240-9423

Mortgage

Document Number	0004710123
Date	Nov 22, 2019
Book Page	000471/000123

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2034

Tax Assessment & Valuation

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 (+10.15%)	$111,414 (+20.92%) Land $7,614 Building $103,800	$278,534 (+20.92%) Land $19,034 Building $259,500
2023	$1,881.00 Homeowner's exemption	$92,141 Land $3,914 Building $88,227	$230,354 Land $9,786 Building $220,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossbeam Fiber	1,000 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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