278 Main St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 278 Main St, Winthrop, MA 02152

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,948 sqft · built 1920
Lot Size0.134 acres (5,821 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Jun 1999)
Tax Bill$7,159 (2026)
Deeds & MortgagesFeb 2021 Refinance
Flood ZoneZone X (minimal risk)
APNWINT M:055 L:023

Property Details

APN / Parcel Number

Primary APNWINT M:055 L:023

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,948 sqft Living Area
Gross Area3,940 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,821 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address278 MAIN ST
CityWINTHROP
StateMA
Zip02152-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWINTHROP PARK
Legal Lot Number23
JurisdictionWINTHROP MA
Township / Civil DivisionWINTHROP TOWN
Census Block Group1
Census Block1014
Census Tract180200

Owner

278 Main St is owned and occupied by an individual who bought it in June 1999.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address278 MAIN ST, WINTHROP, MA 02152-1926
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 1999 · Amount on File
Deed SaleJun 30, 1999 · Amount on File
Deed Book / Page23936 / 208
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP MA
Property Address278 MAIN ST, WINTHROP, MA 02152-1926
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number64793-254
DateFeb 16, 2021
Book Page64793/254
Instrument17079
Lender
NameBLUESTONE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 278 Main St was $7,159, up 16.6% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountySuffolk County
MunicipalityWinthrop Town City
Unified School DistrictWinthrop School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,159.00 (+16.56%)$642,600 (+7.96%) Land $337,000 Building $305,600$697,524
2025$6,142.00 (-2.59%)$595,200 (-1.64%) Land $320,900 Building $274,300
2024$6,305.00 (+8.31%)$605,100 (+11.23%) Land $308,500 Building $296,600$635,360
2023$5,821.00$544,000 Land $282,300 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies43 units insured
incl. 4 condo units
Nearby Flood Claims50 (1978–2024)
Claims Outside the SFHA10 of 50
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Coastal Storm, Oct 1991 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 278 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP WATER DIVISION, (MWRA)
serves 19,316 people · EPA ID MA3346000
Water SourcePurchased surface water from MWRA
Last State InspectionDec 2023
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Netafy, T-Mobile.

Nearby Properties on Main St

Nearby Streets

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