278 Main St, Contoocook, NH 03229 Property Records

Merrimack County and Hopkinton Town property record for 278 Main St, Contoocook, NH 03229

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 8 ba · 6,136 sqft · built 1831
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$775,000 (Feb 2023)
Tax Bill	$20,072 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`HOPN M:00106 B:000030 L:000000`

Property Details

APN / Parcel Number

Primary APN	`HOPN M:00106 B:000030 L:000000`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Units	4 Units
Stories	2 Stories
Building Area	6,136 sqft Living Area
Gross Area	9,044 sqft

Exterior

Year Built	Built 1831
Effective Year Built	Effective 1831
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	278 MAIN ST
City	CONTOOCOOK
State	NH
Zip	03229-2681
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	HVP1
Legal Block	30
Jurisdiction	HOPKINTON TOWN NH
Township / Civil Division	HOPKINTON
Census Block Group	3
Census Block	3027
Census Tract	39000

Owner

Source: Merrimack County and Hopkinton Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	278 MAIN ST, CONTOOCOOK, NH 03229-2681
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK
Feb 24, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Deed Document Number	20232368
Deed Book / Page	3819 / 1058
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	278 MAIN ST, HOPKINTON, NH 03229-2681
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007031
Date	May 30, 2023
Book Page	3826/2640
Instrument	202300007031

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Jun 1, 2033
Index	Other
Margin	3

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	Feb 24, 2023
Property Address	278 MAIN ST, HOPKINTON, NH 03229-2681
Document Number	0000002368
Book / Page	3819 / 1058
Instrument Date	Feb 24, 2023
Instrument	202300002368
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GAGE HILL RD, HOPKINTON, NH 03229-2500

Tax Assessment & Valuation

Source: Merrimack County and Hopkinton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Hopkinton Town
Unified School District	Hopkinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,072.00 (+17.33%)	$849,800 (+76.23%) Land $146,600 Building $703,200
2023	$17,108.00 (+8.52%)	$482,200 (-0.23%) Land $74,800 Building $407,400
2022	$15,765.00	$483,300 Land $74,800 Building $408,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOPKINTON VILLAGE PCT serves 215 people · EPA ID NH1191020
Water Source	Groundwater
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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