278 Longford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 278 Longford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Tax Bill	$299 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-019-107-006`

Property Details

APN / Parcel Number

Primary APN	`06-25-019-107-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 39 ft wide
Deck Area	216 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	278 LONGFORD AVE
City	ELYRIA
State	OH
Zip	44035-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN FRNT 0039.00 DPTH 0125.00
Legal Subdivision	LINCOLN FRNT
Legal Tract	25
Legal Block	107
Legal Lot Number	45
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2001
Census Tract	70600

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	278 LONGFORD AVE, ELYRIA, OH 44035-4036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Apr 16, 2026
Property Address	278 LONGFORD AVE, ELYRIA, OH 44035-4036
Document Number	0000092054
Instrument Date	Apr 10, 2026
Instrument	202692054
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 LONGFORD AVE, ELYRIA, OH 44035-4036

Mortgage

Document Number	0000092054,
Date	Apr 16, 2026
Instrument	202692054

Lender

Name	BEST EMPS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	51 Months
Due	Jul 10, 2030

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$299.00	$27,160 (-0.01%) Land $9,090 Building $18,070	$77,610 (-) Land $25,970 Building $51,640
2024	$299.00 (-56.16%)	$27,164 (+25.16%) Land $9,090 Building $18,074	$77,610 (+25.16%) Land $25,970 Building $51,640
2023	$682.00 (-2.99%)	$21,704 (+0.02%) Land $6,461 Building $15,243	$62,010 (-) Land $18,460 Building $43,550
2022	$703.00	$21,700 Land $6,460 Building $15,240
2021			$62,010 Land $18,460 Building $43,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20