Putnam County property record for 278 Live Oak Loop, Crescent City, FL 32112 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,101 sqft · built 2023 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,000 (Feb 2024) |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-12-26-5380-003.0-006.0 |
| Primary APN | 35-12-26-5380-003.0-006.0 |
|---|---|
| Alternative APN |
|
| Building Area | 2,101 sqft Living Area |
|---|
| Year Built | Built 2023 |
|---|---|
| Lot Area | 8,276 sqft (0.189 acres) |
| Account Number | 97249 |
|---|---|
| Street Address | 278 LIVE OAK LOOP |
| City | CRESCENT CITY |
| State | FL |
| Zip | 32112-4879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIVE OAK GOLF AND COUNTRY CLUB |
| Legal Range | 26E |
| Legal Township | 12S |
| Legal Section | 35 |
| Legal Subdivision | LIVE OAK GOLF & COUNTRY CLUB E |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 951402 |
Source: Putnam County records · APN 35-12-26-5380-003.0-006.0
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 278 LIVE OAK LOOP, CRESCENT CITY, FL 32112-4879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage INSPIRE HOME LOANS INC |
| Sep 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHURCH PUTNAM PROPERTIES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | Sep 21, 2021 · Amount on Record |
| Deed Document Number | 202454003532 |
| Deed Book / Page | 1744 / 214 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 278 LIVE OAK LOOP, CRESCENT CITY, FL 32112-4879 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 14 LAKE SHORE DR, PIERSON, FL 32180-2357 |
| Document Number | 0017440216 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 1744/216 |
| Instrument | 202454003533 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 4695 MACARTHUR CT STE 350, NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 278 LIVE OAK LOOP, CRESCENT CITY, FL 32112-4879 |
| Document Number | 0016361562 |
| Book / Page | 1636 / 1562 |
| Map Reference | MB 6 PG 87 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 202154021689 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | GULLETT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,845.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1503, JEFFERSON, NC 28640-1503 |
| Name | Verified Name |
|---|---|
| Address | 2 TIDEWATER DR, ORMOND BEACH, FL 32174-4294 |
| Investor | Possibly a Property Investor |
| Document Number | 0016361565 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 1636/1565 |
| Name | CHURCH PUTNAM PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 12, 2022 |
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,180.00 (+2,373.37%) | $229,070 (+1,808.92%) | $229,070 (+1,808.92%) Land $18,000 Building $211,070 |
| 2023 | $169.00 (+24.26%) | $12,000 (+41.18%) | $12,000 (+41.18%) Land $12,000 |
| 2022 | $136.00 | $8,500 | $8,500 Land $8,500 |
Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079514023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 45 (1994–2024) |
| Claims Outside the SFHA | 3 of 45 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 370 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
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