278 Lewis Rd, Hampstead, NC 28443 Property Records

Pender County property record for 278 Lewis Rd, Hampstead, NC 28443 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,156 sqft · built 2005
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$454,000 (Apr 2026)
Tax Bill	$2,555 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4214-93-2043-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-93-2043-0000`
Alternative APNs	`400880321` `880321`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Porch
Porch Area	396 sqft
Deck Area	384 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	400880321
Street Address	278 LEWIS RD
City	HAMPSTEAD
State	NC
Zip	28443-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4,PB 37/9 RIDGEFIELD
Legal Subdivision	RIDGEFIELD
Legal Lot Number	4
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records · APN 4214-93-2043-0000

Assessment roll updated January 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	278 LEWIS RD, HAMPSTEAD, NC 28443-9116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	May 24, 2010 · Amount on Record
Deed Document Number	202620155112
Deed Book / Page	4890 / 2630
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 24, 2026
Property Address	278 LEWIS RD, HAMPSTEAD, NC 28443-9116
Document Number	0020155112
Book / Page	4890 / 2630
Instrument Date	Apr 15, 2026
Instrument	2026.20155112
Transaction Type	Transfer
Record Updated	May 07, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$91,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	278 LEWIS RD, HAMPSTEAD, NC 28443-9116

Mortgage

Document Number	0020155113,
Date	Apr 24, 2026
Instrument	2026..20155113

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,555.00 (+14.57%)	$607,066 (+138.38%) Land $198,800 Building $408,266	$607,066 (+138.38%) Land $198,800 Building $408,266
2023		$254,666 (-) Land $81,632 Building $173,034	$254,666 (-) Land $81,632 Building $173,034
2022	$2,230.00	$254,666 Land $81,632 Building $173,034	$254,666 Land $81,632 Building $173,034

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 167 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force 154 of 167 on primary residences
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence
Flood Events	Hurricane Florence (Sep 2018), 27 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 13 claims Hurricane Fran (Sep 1996), 21 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.