278 Leaf Ave, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 278 Leaf Ave, Central Islip, NY 11722

Property Summary

Property Type	Single Family Home
Details	1,658 sqft · built 1970
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jan 2020)
Tax Bill	$12,867 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`472889 140.-2-56`

Property Details

APN / Parcel Number

Primary APN	`472889 140.-2-56`
Alternative APNs	`0500-140.00-02.00-056.000` `288914000000020560000000` `472800302980` `555215`

Interior

Building Area	1,658 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 87.5 ft wide
Garage Type	Attached
Garage Area	242 sqft

Location & Zoning

Account Number	555215
Street Address	278 LEAF AVE
City	CENTRAL ISLIP
State	NY
Zip	11722-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	X2217485Y204425 T023H00000000
Legal Block	0002
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	3
Census Block	3013
Census Tract	146202

Owner

Source: Suffolk County and Islip Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	278 LEAF AVE, CENTRAL ISLIP, NY 11722-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Jan 6, 2020	Deed, Transfer
Jul 10, 2019	Grant Deed, Transfer · Conventional with PMI LOAN FUNDER LLC SERIES 8384
Feb 26, 2019	Trustee's Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Book / Page	13042 / 877
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	278 LEAF AVE, CENTRAL ISLIP, NY 11722-2730
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235610744
Date	Jan 18, 2024
Book Page	23561/744

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	278 LEAF AVE, CENTRAL ISLIP, NY 11722-2730
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235180890
Date	Jul 10, 2023
Book Page	23518/890

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2050

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 6, 2020
Property Address	278 LEAF AVE, CENTRAL ISLIP, NY 11722-2730
Document Number	0130420877
Book / Page	13042 / 877
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 10, 2019
Property Address	278 LEAF AVE, CENTRAL ISLIP, NY 11722-2730
Document Number	0130190004
Book / Page	013019 / 000004
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.38
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 TREE HOLLOW LN DIX HILLS NY 117466315, DIX HILLS, NY 11746-6315

Mortgage

Document Number	230400961
Date	Jul 10, 2019
Book Page	023040/000961

Lender

Name	LOAN FUNDER LLC SERIES 8384
Address	645 MADISON AVE # 19, NEW YORK, NY 10022-1010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 26, 2019
Property Address	278 LEAF AVE, CENTRAL ISLIP, NY 11722-2730
Document Number	0130020228
Book / Page	013002 / 000228
Instrument Date	Jan 28, 2019
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.40
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9990 RICHMOND AVE HOUSTON TX 770424559, HOUSTON, TX 77042-4559

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Central Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,900 (-) Land $6,700 Building $34,200	$576,056 (-) Land $94,366 Building $481,690
2024	$12,867.00		$576,056 (+2.54%) Land $94,366 Building $481,690
2023		$40,900 Land $6,700 Building $34,200	$561,813 Land $92,033 Building $469,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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