278 Lake Shore Dr E, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 278 Lake Shore Dr E, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,382 sqft · built 1912
Lot Size0.144 acres (6,300 sqft)
Owner2 Individual Names on Record
Last Sale$42,400 (Aug 2009)
Tax Bill$1,497 (2026)
Deeds & MortgagesSep 2018 Mortgage
APN060300 79.12-1-19

Property Details

APN / Parcel Number

Primary APN060300 79.12-1-19
Alternative APNs
  • 03000790120001019000
  • 030089160

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,382 sqft Living Area
1st Floor Area996 sqft
Upper Floors Area386 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area6,300 sqft (0.144 acres)
Lot Dimensions105 ft deep x 60 ft wide
PorchSlab
Porch Area300 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030089160
Street Address278 LAKE SHORE DR E
CityDUNKIRK
StateNY
Zip14048-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description60 X 105 RES; OLD APN: 060300 21-4-12
Legal Block1
Legal Lot Number19.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group1
Census Block1030
Census Tract35500

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address278 LAKE SHORE DR E, DUNKIRK, NY 14048-1317
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2009 · Amount on Record
Deed SaleAug 21, 2009 · Amount on Record
Prior SaleJul 27, 1998 · Amount on Record
Deed Book / Page2683 / 64
Last Transfer DateFeb 21, 2025
Transfer Doc0000002888
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address278 LAKE SHORE DR E, DUNKIRK, NY 14048-1317
Transaction TypeMortgage
Record UpdatedOct 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2018003845
DateSep 28, 2018
InstrumentMT2018003845
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term352 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,497.00 (+3.31%)
2025$1,449.00$36,000 (-) Land $2,800 Building $33,200$81,818 (+25%) Land $6,364 Building $75,454
2023$36,000 (-) Land $2,800 Building $33,200$65,455 (+14.55%) Land $5,091 Building $60,364
2022Additional exemption filed$36,000 Land $2,800 Building $33,200$57,143 Land $4,444 Building $52,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNKIRK CITY
serves 12,743 people · EPA ID NY0600360
Water SourceSurface water
Last State InspectionJul 2022
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: DFT Local Service.

Nearby Properties on Lake Shore Dr E

Nearby Streets

Search Property Records by Address or Parcel Number