Cumberland County and Scarborough Town property record for 278 Holmes Rd, Scarborough, ME 04074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,768 sqft · built 1992 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,677 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | R024024A |
| Primary APN | R024024A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,907 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 93,218 sqft (2.14 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7156 |
|---|---|
| Street Address | 278 HOLMES RD |
| City | SCARBOROUGH |
| State | ME |
| Zip | 04074-9130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 16 |
| Legal Lot Number | 24A |
| Jurisdiction | SCARBOROUGH ME |
| Township / Civil Division | SCARBOROUGH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 17306 |
278 Holmes Rd is owned and occupied by two individuals.
Source: Cumberland County and Scarborough Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 HOLMES RD, SCARBOROUGH, ME 04074-9130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage GORHAM SAVINGS BANK |
| Jul 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCARBOROUGH ME |
| Property Address | 278 HOLMES RD, SCARBOROUGH, ME 04074-9130 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0340360270 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 34036/0270 |
| Instrument | 000000023806 |
| Name | GORHAM SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 26, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCARBOROUGH ME |
| Property Address | 278 HOLMES RD, SCARBOROUGH, ME 04074-9130 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0369430039 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 36943/39 |
| Instrument | 40490 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 278 Holmes Rd was $5,677.
Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Scarborough Town |
| Unified School District | Scarborough (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,677.00 | $501,100 Land $151,900 Building $349,200 |
| 2023 | $5,262.00 (+3.77%) | $329,500 (-) Land $105,100 Building $224,400 |
| 2022 | $5,071.00 | $329,500 Land $105,100 Building $224,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 278 Holmes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Holmes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Fidium Fiber DSL | 100 / 40 |
4G LTE only, no 5G reported
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