278 Hilliard Rd, Elyria, OH 44035 Property Records

Lorain County property record for 278 Hilliard Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,085 sqft · built 1950
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Apr 1999)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-25-032-104-024`

Property Details

APN / Parcel Number

Primary APN	`06-25-032-104-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,085 sqft Living Area
1st Floor Area	755 sqft
2nd Floor Area	323 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	230 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	278 HILLIARD RD
City	ELYRIA
State	OH
Zip	44035-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY FRNT 0050.00 DPTH 0150.00
Legal Subdivision	SPRING VALLEY SUBDIVISION #2
Legal Tract	25
Legal Block	104
Legal Lot Number	161
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3015
Census Tract	70101

Owner

Source: Lorain County records · APN 06-25-032-104-024

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	278 HILLIARD RD, ELYRIA, OH 44035-3631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Aug 26, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 1999 · Amount on Record
Deed Sale	Apr 15, 1999 · Amount on Record
Prior Sale	Jan 20, 1995 · Amount on Record
Deed Document Number	608372
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	278 HILLIARD RD, ELYRIA, OH 44035-3631
Document Number	0000759986
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	278 HILLIARD RD ELYRIA OH 440353631, ELYRIA, OH 44035-3631

Mortgage

Document Number	0000759986
Date	May 12, 2020
Instrument	759986

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	278 HILLIARD RD, ELYRIA, OH 44035-3631
Document Number	0000645700
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	278 HILLIARD RD ELYRIA OH 440353631, ELYRIA, OH 44035-3631

Mortgage

Document Number	0000645700
Date	Sep 27, 2017
Instrument	645700

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,387.00	$50,170 (-0.01%) Land $9,450 Building $40,720	$143,350 (-) Land $27,000 Building $116,350
2024	$2,387.00 (+21.23%)	$50,173 (+39.38%) Land $9,450 Building $40,723	$143,350 (+39.38%) Land $27,000 Building $116,350
2023	$1,969.00 (+0.77%)	$35,998 (-0.01%) Land $7,490 Building $28,508	$102,850 (-) Land $21,400 Building $81,450
2022	$1,954.00	$36,000 Land $7,490 Building $28,510
2021			$102,850 Land $21,400 Building $81,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930701013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 346 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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