278 High Plain Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 278 High Plain Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,836 sqft · built 1880
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Nov 2024)
Tax Bill	$10,540 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00194 B:00001 L:0000B`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00194 B:00001 L:0000B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	3,840 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	278 HIGH PLAIN RD
City	ANDOVER
State	MA
Zip	01810-3292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRC
Legal Block	1
Legal Lot Number	B
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	3
Census Block	3004
Census Tract	254402

Owner

278 High Plain Rd is owned and occupied by an individual who bought it in November 2024.

Source: Essex County and Andover Town records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	278 HIGH PLAIN RD, ANDOVER, MA 01810-3292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Prior Sale	Dec 29, 1989 · Amount on File
Deed Book / Page	18135 / 54
Prior Transfer Date	Oct 31, 2024
Prior Transfer Doc	0018135-54
Record Updated	Oct 29, 2026

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Nov 1, 2024
Property Address	278 HIGH PLAIN RD, ANDOVER, MA 01810-3292
Document Number	0018135-54
Book / Page	18135 / 54
Instrument Date	Oct 31, 2024
Instrument	19068
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	278 HIGH PLAIN RD, ANDOVER, MA 01810-3292

Mortgage

Document Number	0000019069
Date	Nov 1, 2024
Instrument	19069

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2031
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 278 High Plain Rd was $10,540, up 3.1% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,540.00 (+3.13%)	$843,900 (+6.35%) Land $477,600 Building $366,300	$672,695
2024	$10,220.00 (+4.35%)	$793,500 (+10.67%) Land $463,400 Building $330,100
2023	$9,794.00	$717,000 Land $419,400 Building $297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 High Plain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 High Plain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20