278 Harrison Rd, Boone, NC 28607 Property Records

Watauga County property record for 278 Harrison Rd, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,400 sqft · built 1976
Lot Size2.75 acres (119,790 sqft)
Owner2 Individual Names on Record
Tax Bill$2,879 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN2829-88-4876-000

Property Details

APN / Parcel Number

Primary APN2829-88-4876-000
Alternative APN
  • 1077544

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,400 sqft Living Area
1st Floor Area2,108 sqft
Basement Area2,108 sqft
Finished Basement2,108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialBrick
Lot Area119,790 sqft (2.75 acres)
Garage TypeBasement
Garage Area780 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypePool Type
Pool Area512 sqft
PorchPorch
Porch Area36 sqft
Patio Area457 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1077544
Street Address278 HARRISON RD
CityBOONE
StateNC
Zip28607-7433
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionWATAUGA NC
Township / Civil DivisionBLUE RIDGE
Census Block Group3
Census Block3004
Census Tract920703

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address292 HARRISON RD, 1, BOONE, NC 28607-7433
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address278 HARRISON RD, BOONE, NC 28607-7433
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2921 HARDIN RD, BOONE, NC 28607-9566

Mortgage

Document Number0023370005
DateJun 14, 2023
Book Page2337/5
Instrument731845
Lender
NameLIFESTORE BANK
TypeBank
AddressWEST JEFFERSON, NC 28694
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$670,600 (-) Land $92,900 Building $577,700
2025$2,879.00$670,600 (-) Land $92,900 Building $577,700
2024$670,600 Land $92,900 Building $577,700
2023$670,600 Land $92,900 Building $577,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies87 units insured
incl. 30 condo units
Nearby Flood Claims58 (1987–2024)
Claims Outside the SFHA9 of 58
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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