278 Harmony Dr, Delaware, OH 43015 Property Records

Delaware County property record for 278 Harmony Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,178 sqft · built 2014
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jun 2026)
Tax Bill	$7,528 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-330-27-016-000`

Property Details

APN / Parcel Number

Primary APN	`519-330-27-016-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,178 sqft Living Area
Gross Area	5,293 sqft
1st Floor Area	1,445 sqft
Upper Floors Area	1,733 sqft
Basement Area	1,445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	42 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	278 HARMONY DR
City	DELAWARE
State	OH
Zip	43015-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9685 ADALEE PARK SEC 2
Legal Subdivision	ADALEE PARK
Legal Lot Number	9685
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1009
Census Tract	10520

Owner

Source: Delaware County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 18, 2022	Survivorship Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	May 18, 2022 · Amount on Record
Deed Document Number	202616648
Prior Transfer Date	Dec 9, 2005
Prior Transfer Doc	0000050772
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 24, 2026
Property Address	278 HARMONY DR, DELAWARE, OH 43015-4333
Document Number	0000016648
Instrument Date	Jun 11, 2026
Instrument	202616648
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	0000016649,
Date	Jun 24, 2026
Instrument	202616649

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	278 HARMONY DR, DELAWARE, OH 43015-4333
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 HARMONY DR, DELAWARE, OH 43015-4333

Mortgage

Document Number	0000050936
Date	Nov 18, 2021
Book Page	1921/2555
Instrument	202100050936

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	May 18, 2022
Property Address	278 HARMONY DR, DELAWARE, OH 43015-4333
Document Number	0000015151
Book / Page	1966 / 990
Map Reference	CAB 3 SL 627
Instrument Date	May 17, 2022
Instrument	202200015151
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	278 HARMONY DR, DELAWARE, OH 43015-4333

Mortgage

Document Number	0000015152
Date	May 18, 2022
Instrument	202200015152

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,528.00 (+5.36%)	$151,340 (-) Land $19,600 Building $131,740	$432,400 (-) Land $56,000 Building $376,400
2024	$7,145.00 (-0.18%) Homeowner's exemption	$151,340 (-) Land $19,600 Building $131,740	$432,400 (-) Land $56,000 Building $376,400
2023	$7,158.00 Homeowner's exemption	$151,340 Land $19,600 Building $131,740	$432,400 Land $56,000 Building $376,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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