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278 Harley Rd, Guyton, GA 31312 Property Records

Effingham County property record for 278 Harley Rd, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details1 bd · 5 ba · 3,658 sqft · built 2005
Lot Size1.53 acres (66,647 sqft)
OwnerIndividual Name on Record
Last Sale$730,000 (Oct 2024)
Tax Bill$5,904 (2025)
Deeds & MortgagesJun 2026 Sale
Aug 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN0417B-015-000

Property Details

APN / Parcel Number

Primary APN0417B-015-000
Alternative APNs
  • 0080A014000
  • 0417B015
  • 14111

Interior

Bedrooms1 Bed
Full Baths5 Baths
Stories1 Story
Building Area3,658 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2011
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area66,647 sqft (1.53 acres)
Garage Area920 sqft

Exterior Amenities

Pool Area630 sqft
PorchPatio
Porch Area1,466 sqft
Deck Area144 sqft
Patio Area1,496 sqft
Utility Building880 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14111
Street Address278 HARLEY RD
CityGUYTON
StateGA
Zip31312-6263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-1
Legal Description1.53 AC LOT 15
Legal SubdivisionMONTIETH FARMS
Legal Lot Number15
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group2
Census Block2000
Census Tract30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address278 HARLEY RD, GUYTON, GA 31312-6263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Warranty Deed, Transfer
Aug 8, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CHATHAM BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleDec 23, 2005 · Amount on Record
Deed Book / Page2938 / 633
Prior Transfer DateOct 10, 2024
Prior Transfer Doc002938/633
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateJun 4, 2026
Property Address278 HARLEY RD, GUYTON, GA 31312-6263
Document Number0000004902
Book / Page3048 / 401
Instrument DateJun 3, 2026
Instrument20264902
Transaction TypeTransfer
Record UpdatedAug 29, 2026

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 HARLEY RD, GUYTON, GA 31312-6263

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address278 HARLEY RD, GUYTON, GA 31312-6263
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 HARLEY RD, GUYTON, GA 31312-6263

Mortgage

Document Number0000002924/0000000557
DateAug 8, 2024
Book Page0000002924/0000000557
InstrumentD2024005987
Lender
NameFIRST CHATHAM BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,043 (-5.94%) Land $27,540 Building $180,503$520,109 (-5.94%) Land $68,850 Building $451,259
2025$5,904.00 (+13.26%) Homeowner's exemption$221,192 (-7.61%) Land $27,540 Building $193,652$552,979 (-7.61%) Land $68,850 Building $484,129
2024$5,213.00 (+6.45%) Homeowner's exemption$239,410 (+12.91%) Land $18,360 Building $221,050$598,526 (+12.91%) Land $45,900 Building $552,626
2023$4,897.00 (-13.14%) Homeowner's exemption$212,039 (-) Land $18,360 Building $193,679$530,097 (-) Land $45,900 Building $484,197
2022$5,638.00 Homeowner's exemption$212,039 Land $18,360 Building $193,679$530,097 Land $45,900 Building $484,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims2 (2002–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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