278 Hanover Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 278 Hanover Dr, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,785 sqft · built 1957
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Sep 2009)
Tax Bill	$8,655 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141-395-01`

Property Details

APN / Parcel Number

Primary APN	`141-395-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,720 sqft (0.154 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	278 HANOVER DR
City	COSTA MESA
State	CA
Zip	92626-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 3187 BLK LOT 64
Legal Subdivision	TRACT NO. 3187
Legal Tract	3187
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1001
Census Tract	63905

Owner

278 Hanover Dr is owned and occupied by two individuals who bought it in September 2009.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	278 HANOVER DR, COSTA MESA, CA 92626-6118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2009 · Amount on File
Deed Sale	Sep 15, 2009 · Amount on File
Prior Sale	Apr 16, 1996 · Amount on File
Deed Document Number	2009492302
Prior Transfer Date	Mar 22, 2001
Prior Transfer Doc	0000169994
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	278 HANOVER DR, COSTA MESA, CA 92626-6118
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 HANOVER DR, COSTA MESA, CA 92626-6118

Mortgage

Document Number	0000020998
Date	Jan 18, 2022
Instrument	2022000020998

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	278 HANOVER DR, COSTA MESA, CA 92626-6118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097508
Date	Mar 20, 2018
Instrument	2018000097508

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	278 HANOVER DR, COSTA MESA, CA 92626-6118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244237
Date	May 29, 2020
Instrument	2020000244237

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 278 Hanover Dr was $8,655 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,894 (+2%) Land $605,549 Building $138,345
2025	$8,655.00 Homeowner's exemption	$729,308 Land $593,675 Building $135,633
2023	$8,192.00 (+3.11%) Homeowner's exemption	$700,989 Land $570,622 Building $130,367
2022	$7,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 278 Hanover Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 278 Hanover Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Consolidated Smart Broadband Systems, GeoLinks, Verizon.

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