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278 Gray Rd, Melbourne, FL 32904 Property Records

Brevard County property record for 278 Gray Rd, Melbourne, FL 32904 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,720 sqft · built 1986
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$306,500 (Dec 2018)
Tax Bill$1,026 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-36-01-00-11

Property Details

APN / Parcel Number

Primary APN28-36-01-00-11
Alternative APNs
  • 28-36-01-00-00011.0-0000.00
  • 2800068

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,720 sqft Living Area
Gross Area3,502 sqft
1st Floor Area2,720 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions175 ft deep x 122 ft wide
Garage TypeAttached
Garage Area650 sqft
PorchFinished/Open Porch
Porch Area132 sqft
Patio Area405 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2800068
Street Address278 GRAY RD
CityMELBOURNE
StateFL
Zip32904-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF SW 1/4 OF NW 1/4 OF NE 1/4 AS DESC IN ORB 359 PG 420 & ORB 1127 PG 223 EXC ORB 2952 PG 204, 3494 PG 2046
Legal Range36E
Legal Township28S
Legal Section01
Legal Block11
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1026
Census Tract64601

Owner

Source: Brevard County records · APN 28-36-01-00-11

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address278 GRAY RD, MELBOURNE, FL 32904-3509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 28, 2018 · Amount on Record
Deed SaleDec 28, 2018 · Amount on Record
Deed Document Number2018284870
Deed Book / Page8338 / 1733
Record UpdatedSep 20, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 28, 2018
Property Address278 GRAY RD, MELBOURNE, FL 32904-3509
Document Number0083381733
Book / Page008338 / 001733
Instrument DateDec 27, 2018
Instrument284870
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyPRESTIGE TITLE/BREVARD LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,145.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address278 GRAY RD MELBOURNE FL 329043509, MELBOURNE, FL 32904-3509

Mortgage

Document Number83381734
DateDec 28, 2018
Book Page008338/001734
Instrument284871
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2048

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$310,890 (+2.7%)$401,730 (+8.14%)
2025$1,026.00 (+26.2%) Disabled Person's exemption Veteran's exemption$302,720 (+5.98%)$371,490 (-6.38%) Land $85,000 Building $286,490
2023$813.00 (+3.04%) Disabled Person's exemption Veteran's exemption$285,630 (+3%)$396,800 (+17.72%) Land $80,000 Building $316,800
2022$789.00 Disabled Person's exemption Veteran's exemption$277,320$337,060 Land $72,000 Building $265,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090646011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 75 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims26 (1995–2017)
Claims Outside the SFHA21 of 26
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 5 claims
  • Tropical Storm Fay, Aug 2008 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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