278 Gemini St, Tulare, CA 93274 Property Records

Tulare County property record for 278 Gemini St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,486 sqft · built 2008
Lot Size	0.175 acres (7,639 sqft)
Owner	Individual Name on Record
Last Sale	$169,500 (Oct 2008)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-450-039-000`

Property Details

APN / Parcel Number

Primary APN	`168-450-039-000`
Alternative APN	`168-450-039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	7,639 sqft (0.175 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	168-450-039
Street Address	278 GEMINI ST
City	TULARE
State	CA
Zip	93274-4888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR LOT 7, WESTGATE NO 4,RM 42-77
Legal Subdivision	WESTGATE #4
Legal Lot Number	7
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	4
Census Block	4006
Census Tract	2202

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	278 GEMINI ST, TULARE, CA 93274-4888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Sep 26, 2018	Deed of Trust, Mortgage · VA Mortgage LENOX FINANCIAL MORTGAGE CORP
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2008 · Amount on Record
Deed Sale	Oct 31, 2008 · Amount on Record
Deed Document Number	200872964
Prior Transfer Date	Oct 1, 2008
Prior Transfer Doc	0000082697
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	278 GEMINI ST, TULARE, CA 93274-4888
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 GEMINI ST, TULARE, CA 93274-4888

Mortgage

Document Number	0000030859
Date	Jul 7, 2023
Instrument	2023-0030859

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	278 GEMINI ST, TULARE, CA 93274-4888
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055678
Date	Sep 26, 2018
Instrument	2018-0055678

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	278 GEMINI ST, TULARE, CA 93274-4888
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 GEMINI ST, TULARE, CA 93274-4888

Mortgage

Document Number	0000030922
Date	Apr 29, 2021
Instrument	2021-0030922

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,974 (+2%) Land $65,672 Building $156,302
2025	$2,541.00 (+3.33%)	$217,623 (+4.04%) Land $64,385 Building $153,238
2023	$2,459.00 (+3.06%)	$209,175 Land $61,886 Building $147,289
2022	$2,386.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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