Bergen County and Teaneck Township property record for 278 Frances St, Teaneck, NJ 07666
| Property Type | Single Family Home |
|---|---|
| Details | 2,020 sqft · built 1932 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $569,000 (Apr 2016) |
| Tax Bill | $14,155 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-02609-0000-00010 |
| Primary APN | 60-02609-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,020 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 024856 |
|---|---|
| Street Address | 278 FRANCES ST |
| City | TEANECK |
| State | NJ |
| Zip | 07666-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | 75X100 |
| Legal Subdivision | WW PHELPS TEANECK DEV |
| Legal Block | 2609 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | TEANECK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 54500 |
278 Frances St is owned and occupied by two individuals who bought it in April 2016.
Source: Bergen County and Teaneck Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 FRANCES ST, TEANECK, NJ 07666-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APPROVED FUNDING CORP |
| Feb 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Feb 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance APPROVED FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2016 · Amount on File |
| Deed Sale | Apr 5, 2016 · Amount on File |
| Prior Sale | Mar 7, 2006 · Amount on File |
| Deed Document Number | 201625749 |
| Deed Book / Page | 2227 / 1818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 278 FRANCES ST, TEANECK, NJ 07666-3416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 278 FRANCES ST, TEANECK, NJ 07666-3416 |
| Document Number | 0043531102 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 4353/1102 |
| Instrument | 2021138206 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 278 FRANCES ST, TEANECK, NJ 07666-3416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0043531086 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 4353/1086 |
| Instrument | 2021138205 |
| Name | APPROVED FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVER EDGE, NJ 07661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 278 FRANCES ST, TEANECK, NJ 07666-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031822402 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 3182/2402 |
| Instrument | 2019-011951.01 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 278 FRANCES ST, TEANECK, NJ 07666-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031822386 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 3182/2386 |
| Instrument | 19-011951 |
| Name | APPROVED FUNDING CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 278 Frances St was $14,155, up 4.9% from the year before.
Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Teaneck Township |
| Unified School District | Teaneck Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617,600 (-) Land $318,300 Building $299,300 | $617,600 (-) Land $318,300 Building $299,300 | |
| 2025 | $14,155.00 (+4.95%) | $617,600 Land $318,300 Building $299,300 | $617,600 Land $318,300 Building $299,300 |
| 2024 | $13,488.00 | ||
| 2023 | $402,500 Land $197,100 Building $205,400 | $402,500 Land $197,100 Building $205,400 | |
| 2022 | $13,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Frances St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 278 Frances St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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