St. Johns County property record for 278 Fox Water Trl, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,273 sqft · built 2019 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,995 (Dec 2019) |
| Tax Bill | $3,709 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102781-1200 |
| Primary APN | 102781-1200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,273 sqft Living Area |
| Gross Area | 2,807 sqft |
| 1st Floor Area | 1,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 278 FOX WATER TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 86/48-55 DEERFIELD PRESERVE PHASE 3 LOT 120 OR4843/656 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 48 |
| Legal Subdivision | DEERFIELD PRESERVE PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 120 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 21301 |
278 Fox Water Trl is owned and occupied by two individuals who bought it in December 2019.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 4, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2019 · Amount on File |
| Deed Sale | Dec 4, 2019 · Amount on File |
| Deed Document Number | 201990871 |
| Deed Book / Page | 4843 / 656 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 278 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 278 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Document Number | 0052610316 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 5261/316 |
| Instrument | 2021052436 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 4, 2019 |
| Property Address | 278 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Document Number | 0048430656 |
| Book / Page | 4843 / 0656 |
| Map Reference | MB 86 PG 48-55 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 2019090871 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD800, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 278 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Document Number | 0004843657 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 4843/657 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 278 Fox Water Trl was $3,709 with a homeowner's exemption, up 12.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,119 (+2.7%) | $408,132 (+3.12%) Land $95,000 Building $313,132 | |
| 2025 | $3,709.00 (+12.87%) Homeowner's exemption | $288,334 (+2.9%) | $395,800 (-2.48%) Land $95,000 Building $300,800 |
| 2024 | $3,286.00 (+2.02%) Homeowner's exemption | $280,208 (+3%) | $405,860 (+4.41%) Land $95,000 Building $310,860 |
| 2023 | $3,221.00 (+3.04%) Homeowner's exemption | $272,047 (+3%) | $388,732 (+9.91%) Land $95,000 Building $293,732 |
| 2022 | $3,126.00 Homeowner's exemption | $264,123 | $353,682 Land $72,800 Building $280,882 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Fox Water Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Fox Water Trl is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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