Monmouth County and Howell Township property record for 278 Ford Rd, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,484 sqft · built 1907 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,500 (Jul 2021) |
| Tax Bill | $8,292 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00069-0000-00016 |
| Primary APN | 21-00069-0000-00016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Upper Floors Area | 560 sqft |
| Basement Area | 560 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 87,120 sqft |
| Porch | Enclosed Porch |
| Patio Area | 120 sqft |
| Sewer | Septic |
|---|
| Account Number | 036040 |
|---|---|
| Street Address | 278 FORD RD |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARE2 |
| Legal Subdivision | RUNNING ALONG SAID LT 15 |
| Legal Block | 69 |
| Legal Lot Number | 16 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 811304 |
278 Ford Rd is owned by two individuals who bought it in July 2021.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 MIDTOWN CIR, LAKEWOOD, NJ 08701-7604 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on File |
| Deed Sale | Jul 7, 2021 · Amount on File |
| Deed Document Number | 2021104797 |
| Deed Book / Page | 9525 / 6847 |
| Prior Transfer Date | Sep 30, 2013 |
| Prior Transfer Doc | 0090402082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 7, 2021 |
| Property Address | 278 FORD RD, HOWELL, NJ 07731-2415 |
| Document Number | 0095256847 |
| Book / Page | 9525 / 6847 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021104797 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 MARTIN ST, 27, LAKEWOOD, NJ 08701-1580 |
| Name | Verified Name |
|---|---|
| Address | 2 MIDTOWN CIR, LAKEWOOD, NJ 08701-7604 |
| Document Number | 2021104798 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021104798 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 278 Ford Rd was $8,292, up 22.3% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,600 (+8.68%) Land $330,000 Building $193,600 | $523,600 (+8.68%) Land $330,000 Building $193,600 | |
| 2025 | $8,292.00 (+22.3%) | $481,800 Land $290,000 Building $191,800 | $481,800 Land $290,000 Building $191,800 |
| 2024 | $6,780.00 | ||
| 2023 | $345,900 Land $162,000 Building $183,900 | $345,900 Land $162,000 Building $183,900 | |
| 2022 | $6,620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Ford Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Ford Rd is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 68% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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