Pamlico County property record for 278 Florence St, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,050 sqft · built 1993 |
| Lot Size | 0.516 acres (22,477 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Jul 1994) |
| Tax Bill | $359 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D061-188-420 |
| Primary APN | D061-188-420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,477 sqft (0.516 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 5436000 |
|---|---|
| Street Address | 278 FLORENCE ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-5756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 420 PINEDALE FLORENCE STREET 0011406 6520379132000 |
| Legal Subdivision | 7-39 |
| Legal Lot Number | 420 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950101 |
278 Florence St is owned and occupied by an individual who bought it in July 1994.
Source: Pamlico County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 278 FLORENCE ST, NEW BERN, NC 28560-5756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1994 · Amount on File |
| Deed Sale | Jul 1, 1994 · Amount on File |
| Deed Book / Page | 298 / 779 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 278 Florence St was $359.
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $359.00 | $98,789 Land $14,964 Building $83,825 | $98,789 Land $14,964 Building $83,825 |
| 2023 | $698.00 | $98,789 Land $14,964 Building $83,825 | $98,789 Land $14,964 Building $83,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Florence St in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 55 (1985–2018) |
| Claims Outside the SFHA | 4 of 55 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Florence St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | PAMLICO COUNTY WATER |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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