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278 Firefly Trce, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 278 Firefly Trce, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,722 sqft · built 2018
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on File
Last Sale$635,000 (Oct 2025)
Tax Bill$6,627 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028991-1560

Property Details

APN / Parcel Number

Primary APN028991-1560

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,722 sqft Living Area
Gross Area3,414 sqft
1st Floor Area2,722 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area692 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area265 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address278 FIREFLY TRCE
CityST AUGUSTINE
StateFL
Zip32092-9377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80/21-28 GRAN LAKE PHASE 1C LOT 156 OR6238/719
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 1C
Legal Phase1C
Legal Block1
Legal Lot Number156
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1002
Census Tract20906

Owner

Source: St. Johns County records · APN 028991-1560

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address278 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9377
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 15, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Mar 07, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Prior SaleJan 15, 2021 · Amount on Record
Deed Document Number202583646
Deed Book / Page6238 / 719
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 14, 2025
Property Address278 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9377
Document Number0062380719
Book / Page6238 / 719
Map ReferenceMB 80 PG 21-28
Instrument DateSep 29, 2025
Instrument2025083646
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,445.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address807 W LUKE AVE, PHOENIX, AZ 85013-1724

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 FIREFLY TRCE, ST AUGUSTINE, FL 32092-9377

Mortgage

Document Number0006238721
DateOct 14, 2025
Instrument6238/721
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 15, 2021
Property Address278 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9377
Document Number0051531939
Book / Page5153 / 1939
Map ReferenceMB 80 PG 21-28
Instrument DateJan 11, 2021
Instrument2021005837
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyGREYCROFT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,213.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address292 FIREFLY TRCE, 292, SAINT AUGUSTINE, FL 32092-9377

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9377

Mortgage

Document Number0051531941
DateJan 15, 2021
Instrument5153/1941
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

March 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 07, 2018
Property Address278 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9377
Document Number0045130345
Book / Page004513 / 000345
Instrument DateFeb 27, 2018
Instrument15315
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,641.36
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address278 FIREFLY TRCE ST AUGUSTINE FL 320929377, ST AUGUSTINE, FL 32092-9377

Mortgage

Document Number45130346
DateMar 07, 2018
Book Page004513/000346
Instrument15316
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 06, 2048
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$493,513 (-2.47%) Land $125,000 Building $368,513$493,513 (-2.47%) Land $125,000 Building $368,513
2025$6,627.00 (+5.14%) Homeowner's exemption$505,998 (-3.04%)$505,998 (-3.04%) Land $115,000 Building $390,998
2024$6,303.00 (-2.99%) Homeowner's exemption$521,840 (+3.23%)$521,840 (+3.23%) Land $110,000 Building $411,840
2023$6,497.00 (+12.48%)$505,520 (+16.77%)$505,520 (+16.77%) Land $106,000 Building $399,520
2022$5,776.00$432,936$432,936 Land $84,000 Building $348,936

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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