278 Exeter Dr, Raeford, NC 28376 Property Records

Hoke County property record for 278 Exeter Dr, Raeford, NC 28376

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,118 sqft · built 2012
Lot Size	0.238 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Apr 2026)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`494550001515`

Property Details

APN / Parcel Number

Primary APN	`494550001515`
Alternative APNs	`494550101071` `229209`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,118 sqft Living Area
1st Floor Area	1,806 sqft
Upper Floors Area	1,101 sqft
Attic	Attic
Attic Area	211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,400 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	229209
Street Address	278 EXETER DR
City	RAEFORD
State	NC
Zip	28376-8960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	89 TURNBERRY I 4-36/5
Legal Subdivision	TURNBERRY
Jurisdiction	HOKE NC
Township / Civil Division	MCLAUCHLIN
Census Block Group	2
Census Block	2006
Census Tract	970107

Owner

Source: Hoke County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	278 EXETER DR, RAEFORD, NC 28376-8960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 17, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Document Number	20262894
Deed Book / Page	1654 / 698
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	278 EXETER DR, RAEFORD, NC 28376-8960
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001440/473
Date	May 10, 2022
Book Page	1440/473
Instrument	4263

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Apr 17, 2026
Property Address	278 EXETER DR, RAEFORD, NC 28376-8960
Document Number	0000002894
Book / Page	1654 / 698
Instrument Date	Apr 17, 2026
Instrument	2026.2894
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	SINGLE SOURCE REAL ESTATE SERV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$76,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 EXETER DR, RAEFORD, NC 28376-8960

Mortgage

Document Number	0000002895,
Date	Apr 17, 2026
Instrument	2026..2895

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Hoke County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,520.00	$333,050 (-) Land $55,000 Building $278,050	$333,050 (-) Land $55,000 Building $278,050
2023		$333,050 (-) Land $55,000 Building $278,050
2022	$2,520.00	$333,050 Land $55,000 Building $278,050	$333,050 Land $55,000 Building $278,050
2021	$2,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2016–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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