278 E Smithfield St, Mount Pleasant, PA 15666 Property Records

Westmoreland County property record for 278 E Smithfield St, Mount Pleasant, PA 15666

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jul 2026)
Tax Bill	$1,179 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Sale & Mortgage + 1 more
APN	`53-20-04-0-156`

Property Details

APN / Parcel Number

Primary APN	`53-20-04-0-156`
Alternative APN	`0530200040156`

Exterior

Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Location & Zoning

Street Address	278 E SMITHFIELD ST
City	MOUNT PLEASANT
State	PA
Zip	15666-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE GAR LOT 384 40 X 120
Legal Subdivision	DUNCAN PLAN OF LOTS
Legal Lot Number	384
Jurisdiction	WESTMORELAND PA
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2029
Census Tract	806900

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	278 E SMITHFIELD ST, MOUNT PLEASANT, PA 15666-1634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 1, 2025	Deed, Transfer · FHA Mortgage WEST PENN FINANCIAL SERVICE CENTER
Aug 25, 2020	Grant Deed, Construction Loan · Line of Credit NEXTIER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Oct 1, 2025 · Amount on Record
Deed Document Number	202618087
Prior Transfer Date	Mar 8, 2004
Prior Transfer Doc	0000012871
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jul 6, 2026
Property Address	278 E SMITHFIELD ST, MOUNT PLEASANT, PA 15666-1634
Document Number	0000018087
Instrument Date	Jun 30, 2026
Instrument	202618087
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	ASSURED SETTLEMENT SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 E SMITHFIELD ST, MOUNT PLEASANT, PA 15666-1634

Mortgage

Document Number	0000018088,
Date	Jul 6, 2026
Instrument	2026618088

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Oct 1, 2025
Property Address	278 E SMITHFIELD ST, MOUNT PLEASANT, PA 15666-1634
Document Number	0000027252
Map Reference	VOL 4 PG 98
Instrument Date	Sep 25, 2025
Instrument	202510010027252
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	EVEREST SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,790.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 E SMITHFIELD ST, MOUNT PLEASANT, PA 15666-1634

Mortgage

Document Number	0000027253
Date	Oct 1, 2025
Instrument	202510010027253

Lender

Name	WEST PENN FINANCIAL SERVICE CENTER
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Aug 25, 2020
Property Address	278 E SMITHFIELD ST, MOUNT PLEASANT, PA 15666-1634
Document Number	0000026950
Instrument Date	Aug 20, 2020
Instrument	26950
Transaction Type	Construction Loan
Record Updated	Sep 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	278 E SMITHFIELD ST MOUNT PLEASANT PA 156661634, MOUNT PLEASANT, PA 15666-1634

Mortgage

Document Number	26951
Date	Aug 25, 2020
Instrument	26951

Lender

Name	NEXTIER BK NA
Type	Bank
Address	BUTLER, PA 16003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Mount Pleasant Township
Unified School District	Mount Pleasant Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,179.00 (+0.08%)	$9,300 (-) Land $600 Building $8,700
2025	$1,178.00 (+0.77%)	$9,300 (-) Land $600 Building $8,700	$9,300 (-) Land $600 Building $8,700
2024	$1,169.00	$9,300 Land $600 Building $8,700
1972			$9,300 Land $600 Building $8,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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