278 E Rose Rd, Coldwater, MI 49036 Property Records

Branch County property record for 278 E Rose Rd, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Oct 2021)
Tax Bill	$821 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-L10-000-011-00`

Property Details

APN / Parcel Number

Primary APN	`110-L10-000-011-00`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	278 E ROSE RD
City	COLDWATER
State	MI
Zip	49036-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 ASSESSOR'S PLAT OF LANE'S BEACH SEC 17 T7S R6W RODNEY PARK FOR LAKE ACCESS
Legal Range	06W
Legal Township	07S
Legal Section	17
Legal Subdivision	ASSESSOR S PLAT OF LANE S BEACH
Legal Lot Number	11
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1041
Census Tract	951100

Owner

Source: Branch County records · APN 110-L10-000-011-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	278 E ROSE RD, COLDWATER, MI 49036-8902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Jun 16, 2009 · Amount on Record
Deed Document Number	20217778
Prior Transfer Date	Feb 22, 2020
Prior Transfer Doc	0000001234
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 13, 2021
Property Address	278 E ROSE RD, COLDWATER, MI 49036-8902
Document Number	202107778
Instrument Date	Sep 30, 2021
Instrument	2021-07778
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,066.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8109 OAKTON CT, 8109, WEST PALM BEACH, FL 33406-8459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 E ROSE RD, COLDWATER, MI 49036-8902

Mortgage

Document Number	0202107779
Date	Oct 13, 2021
Instrument	2021-07779

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,750 (-5.26%)	$93,500 (-5.26%)
2025	$821.00 (+2.63%)	$49,348	$98,696
2024	$800.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: Lakeland Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Rose Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures