278 E Oneida Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 278 E Oneida Ave, Elmhurst, IL 60126 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,843 sqft · built 2014
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$919,000 (Oct 2014)
Tax Bill$23,105 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-326-004

Property Details

APN / Parcel Number

Primary APN06-12-326-004

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area3,843 sqft Living Area
Gross Area5,557 sqft
1st Floor Area1,714 sqft
2nd Floor Area2,129 sqft
Basement Area1,714 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions14.5 ft deep x 6 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address278 E ONEIDA AVE
CityELMHURST
StateIL
Zip60126-4556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLINS 1ST ADD TO TUXEDO PK
Legal SubdivisionCOLLINS 1ST ADD TO TUXEDO PK
Legal Lot Number99
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group1
Census Block1015
Census Tract844001

Owner

Source: DuPage County records · APN 06-12-326-004

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address278 E ONEIDA AVE, ELMHURST, IL 60126-4556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2014 · Amount on Record
Deed SaleOct 14, 2014 · Amount on Record
Prior SaleDec 10, 2007 · Amount on Record
Deed Document Number201494037
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address278 E ONEIDA AVE, ELMHURST, IL 60126-4556
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 E ONEIDA AVE, ELMHURST, IL 60126-4556

Mortgage

Document Number0000012130
DateFeb 25, 2026
InstrumentR2026-012130
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateMar 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11%
IndexSOFR Average 30-Day
Max Rate11%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$23,105.00 (+1.71%)$407,226 (+6.99%) Land $110,202 Building $297,024$1,221,678 (+6.99%) Land $330,606 Building $891,072
2022$22,716.00 Homeowner's exemption$380,620 Land $90,830 Building $289,790$1,141,860 Land $272,490 Building $869,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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