278 E Main St, Plainfield, MA 01070 Property Records

Hampshire County and Plainfield Town property record for 278 E Main St, Plainfield, MA 01070

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,276 sqft · built 1820
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2026)
Tax Bill	$6,326 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Sale & Mortgage + 1 more
APN	`M_84172_91`

Property Details

APN / Parcel Number

Primary APN	`M_84172_91`
Alternative APNs	`PFLD M:015.D P:0008.0` `PLAI M:015.D P:0008.0` `M_84172_919452`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,276 sqft Living Area
Gross Area	6,320 sqft
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M_84172_919452
Street Address	278 E MAIN ST
City	PLAINFIELD
State	MA
Zip	01070-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	PLAINFIELD MA
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1031
Census Tract	822700

Owner

Source: Hampshire County and Plainfield Town records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	278 E MAIN ST, PLAINFIELD, MA 01070-9776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Redemption Deed, Transfer
Jul 31, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Aug 24, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Aug 12, 2024 · Amount on Record
Deed Document Number	202612625
Deed Book / Page	15797 / 45
Last Transfer Date	Aug 12, 2026
Transfer Doc	0000014518
Record Updated	Oct 29, 2026

August 2026: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PLAINFIELD MA
Recording Date	Aug 27, 2026
Property Address	278 E MAIN ST, PLAINFIELD, MA 01070-9776
Document Number	0000014518
Book / Page	15823 / 308
Instrument Date	Aug 12, 2026
Instrument	202614518
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLAINFIELD MA
Recording Date	Jul 31, 2026
Property Address	278 E MAIN ST, PLAINFIELD, MA 01070-9776
Document Number	0000012625
Book / Page	15797 / 45
Instrument Date	Jul 26, 2026
Instrument	202612625
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	278 E MAIN ST, PLAINFIELD, MA 01070-9776

Mortgage

Date	Jul 31, 2026

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD MA
Property Address	278 E MAIN ST, PLAINFIELD, MA 01070-9776
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013746-204
Date	Aug 24, 2020
Book Page	13746/204
Instrument	16746

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Hampshire County and Plainfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Plainfield Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,326.00 (+64.78%)	$342,300 (+84.73%) Land $34,300 Building $308,000	$336,110 (-)
2024			$336,110
2023	$3,839.00	$185,300 Land $34,300 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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