278 E Main St, Paris, KY 40361 Property Records

Bourbon County property record for 278 E Main St, Paris, KY 40361

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,192 sqft
Owner	2 Individual Names on Record
Last Sale	$59,920 (May 2007)
Tax Bill	$584 (2025)
Deeds & Mortgages	May 2025 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-10-18-016.00`

Property Details

APN / Parcel Number

Primary APN	`036-10-18-016.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area

Exterior

Exterior Material	Wood
Foundation Type	Stone

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	278 E MAIN ST
City	PARIS
State	KY
Zip	40361-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L - 278 E MAIN ST
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	1
Census Block	1027
Census Tract	30102

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 E MAIN ST, PARIS, KY 40361-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage PEOPLES BANK OF KENTUCKY INC
Feb 28, 2023	Deed, Transfer
May 21, 2007	Deed, Transfer · Line of Credit FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2007 · Amount on Record
Deed Sale	May 21, 2007 · Amount on Record
Deed Document Number	82121
Deed Book / Page	270 / 806
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	278 E MAIN ST, PARIS, KY 40361-2124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 E MAIN ST, PARIS, KY 40361-2124

Mortgage

Document Number	000748/664
Date	May 2, 2025
Book Page	748/664
Instrument	999162

Lender

Name	PEOPLES BANK OF KENTUCKY INC
Type	Bank
Address	FLEMINGSBURG, KY 41041

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Apr 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Feb 28, 2023
Property Address	278 E MAIN ST, PARIS, KY 40361-2124
Document Number	000324/709
Book / Page	324 / 709
Instrument Date	Feb 24, 2023
Instrument	799575
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	278 E MAIN ST, PARIS, KY 40361-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	278 E MAIN ST, PARIS, KY 40361-2124

May 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	May 21, 2007
Property Address	278 E MAIN ST, PARIS, KY 40361-2124
Document Number	000270/806
Book / Page	270 / 806
Instrument Date	May 16, 2007
Instrument	82121
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 WILDWOOD DR, VERSAILLES, KY 40383-9123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BOURBON ACRES RD, PARIS, KY 40361-9722

Mortgage

Document Number	0000082129
Date	May 21, 2007
Instrument	82129

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$584.00 (+33.33%)	$175,000 (+4%) Land $25,000 Building $150,000	$175,000 (+4%) Land $25,000 Building $150,000
2023	$438.00	$125,000 Land $20,000 Building $105,000	$125,000 Land $20,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2010–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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