278 E Madison St, Elmhurst, IL 60126 Property Records

DuPage County property record for 278 E Madison St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3,088 sqft · built 1990
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$484,000 (Mar 2002)
Tax Bill	$19,461 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-109-013`

Property Details

APN / Parcel Number

Primary APN	`06-13-109-013`

Interior

Stories	2 Stories
Building Area	3,088 sqft Living Area
Gross Area	4,191 sqft
1st Floor Area	1,383 sqft
2nd Floor Area	1,705 sqft
Basement Area	1,103 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	13.2 ft deep x 5.5 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	278 E MADISON ST
City	ELMHURST
State	IL
Zip	60126-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DUNAS 2ND ADD TUXEDO PK
Legal Subdivision	DUNAS 2ND ADD TUXEDO PK
Legal Block	3
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	1
Census Block	1022
Census Tract	844001

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 E MADISON ST, ELMHURST, IL 60126-4500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2002 · Amount on Record
Deed Sale	Mar 26, 2002 · Amount on Record
Prior Sale	Sep 20, 1996 · Amount on Record
Deed Document Number	200283017
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	278 E MADISON ST, ELMHURST, IL 60126-4500
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114149
Date	Oct 6, 2020
Instrument	R2020-114149

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,461.00 (+15.56%)	$344,263 (+21.33%) Land $91,959 Building $252,304	$1,032,789 (+21.33%) Land $275,877 Building $756,912
2022	$16,841.00 Homeowner's exemption	$283,730 Land $75,800 Building $207,930	$851,190 Land $227,400 Building $623,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20