278 E Liberty St, Hernando, FL 34442 Property Records

Citrus County property record for 278 E Liberty St, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1994
Square Footage	2,779 sqft Living Area
Lot Size	47,141 sqft (1.08 acres)
Occupancy	Owner Occupied
Last Sale	$259,000 (2017)
Tax Bill	$3,157.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00390-0050

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	278 E LIBERTY ST, HERNANDO, FL 34442-8316
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Prior Sale	Jan 28, 2016 · Amount on Record
Deed Doc Number	201717663
Deed Book / Page	2823 / 259
Prior Transfer Date	Dec 31, 2015
Prior Transfer Doc	0027411783
Record Refreshed	Jun 08, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 18, 2017
Property Address	278 E LIBERTY ST, HERNANDO, FL 34442-8316
Document Number	0028230259
Book / Page	2823 / 0259
Map Reference	MB9 PG73-83
Instrument Date	Apr 13, 2017
Instrument	2017017663
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	LAND TITLE CITRUS COUNTY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3220 N CLEMENTS AVE, 3220, HERNANDO, FL 34442-4744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1136 W BEAGLE RUN LOOP, HERNANDO, FL 34442-6250

Mortgage

Document Number	28230260
Date	Apr 18, 2017
Instrument	2823/0260

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00 (+4.5%) Homeowner's exemption	$246,961 (-36.79%)	$373,125 (-4.5%) Land $31,000 Building $342,125
2024	$3,157.00 (+2.43%) Homeowner's exemption Additional exemption filed	$390,702 (+2.02%) Land $29,500 Building $361,202	$390,702 (+2.02%) Land $29,500 Building $361,202
2023	$3,082.00 (+6.79%) Homeowner's exemption Additional exemption filed	$382,971 (+19.17%) Land $25,500 Building $357,471	$382,971 (+19.17%) Land $25,500 Building $357,471
2022	$2,886.00 Homeowner's exemption Additional exemption filed	$321,356 Land $17,250 Building $304,106	$321,356 Land $17,250 Building $304,106

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Florida
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00390-0050`
Alternative APNs	`1818S19E0110003900050` `2298979`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,779 sqft Living Area
Gross Area	3,329 sqft Gross Area
1st Floor	1,966 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design Style
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	47,141 sqft (1.08 acres)
Depth X Width	263 ft x 178 ft Depth x Width
Parking Spaces	7 Parking Spaces
Garage Type	Attached Garage
Garage Area	550 sqft Garage

Exterior Amenities

Pool Area	510 sqft Pool
Patio Area	170 sqft Patio
Porch Area	642 sqft Porch
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2298979
Street Address	278 E LIBERTY ST
City	HERNANDO
State	FL
Zip	34442-8316
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 5 BLK 39
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	39
Legal Lot Number	5
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2004
Census Tract	450704