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278 E Lanza Ct, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 278 E Lanza Ct, Saddle Brook, NJ 07663 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,400 sqft · built 1950
Lot Size0.17 acres (7,418 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Feb 2006)
Tax Bill$13,507 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Dec 2019 Refinance
Flood ZoneZone AE (high risk)
APN57-00511-0000-00007

Property Details

APN / Parcel Number

Primary APN57-00511-0000-00007
Alternative APNs
  • 5700052J00007
  • 570051100007

Interior

Stories1 Story
Building Area2,400 sqft Living Area
1st Floor Area2,400 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area7,418 sqft (0.17 acres)
Lot Dimensions106 ft deep x 70 ft wide

Location & Zoning

Old Parcel Number5700052J00007
Street Address278 E LANZA CT
CitySADDLE BROOK
StateNJ
Zip07663-6023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description70X106 69X100
Legal Block511
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group3
Census Block3000
Census Tract52200

Owner

Source: Bergen County and Saddle Brook Township records · APN 57-00511-0000-00007

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address278 E LANZA CT, SADDLE BROOK, NJ 07663-6023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Dec 05, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2006 · Amount on Record
Deed SaleFeb 10, 2006 · Amount on Record
Deed Book / Page9013 / 401
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateJun 30, 2026
Property Address278 E LANZA CT, SADDLE BROOK, NJ 07663-6023
Document Number0000044070
Book / Page5834 / 1767
Instrument DateJun 10, 2026
Instrument202644070
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 E LANZA CT, SADDLE BROOK, NJ 07663-6023

Mortgage

Document Number0000044070,
DateJun 30, 2026
Book Page5834/1767
Instrument202644070
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 15, 2051
Interest
Rate6.36%
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address278 E LANZA CT, SADDLE BROOK, NJ 07663-6023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034291506
DateDec 05, 2019
Book Page3429/1506
Instrument19-084623
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$589,800 (+3.62%) Land $234,600 Building $355,200$589,800 (+3.62%) Land $234,600 Building $355,200
2025$13,507.00 (+5.71%)$569,200 (+9.46%) Land $229,600 Building $339,600$569,200 (+9.46%) Land $229,600 Building $339,600
2024$12,777.00 (+11.1%)
2023$520,000 Land $207,000 Building $313,000$520,000 Land $207,000 Building $313,000
2022$11,500.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030522003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Nearby Flood Policies28 in force
Nearby Flood Claims17 (1987–2024)
Claims Outside the SFHA2 of 17
Most Recent ClaimAug 2024, rainfall accumulation
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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