278 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 278 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,634 sqft · built 1977
Lot Size0.17 acres (7,313 sqft)
Owner2 Individual Names on Record
Tax Bill$4,595 (2025)
Flood ZoneZone AE (high risk)
APN244OH008

Property Details

APN / Parcel Number

Primary APN244OH008
Alternative APNs
  • 107516820622
  • 62695960

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,634 sqft Heated Area
Gross Area3,226 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1984
Exterior MaterialSiding
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,313 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number62695960
Street Address278 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-9 B-58 S-A OIB PLAT 3/178-178A
Legal SubdivisionSECTION A OF OCEAN ISLE BEACH
Legal Block58
Legal Lot Number9
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4006
Census Tract20512

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address132 BURKOT RD, LILLINGTON, NC 27546-7668
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 23, 2010
Transfer Doc0031011292
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,595.00$1,206,690 (+0.5%) Land $800,000 Building $406,690$1,206,690 (+0.5%) Land $800,000 Building $406,690
2024$4,595.00
2023$1,200,690 Land $800,000 Building $400,690$1,200,690 Land $800,000 Building $400,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 612 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
incl. 51 condo units
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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