278 E 2nd St, Girard, OH 44420 Property Records

Trumbull County property record for 278 E 2nd St, Girard, OH 44420

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,180 sqft · built 1918
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Tax Bill$1,647 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN14-051700

Property Details

APN / Parcel Number

Primary APN14-051700

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,180 sqft Living Area
1st Floor Area2,180 sqft
Upper Floors Area1,090 sqft
Basement Area1,090 sqft
Unfinished Basement1,090 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions138 ft deep x 50 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area168 sqft
Deck Area220 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address278 E 2ND ST
CityGIRARD
StateOH
Zip44420-2711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description39 50F WILSON SECOND ST
Legal SubdivisionWILSONS SECOND ADDITION
Legal Lot Number39
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2007
Census Tract932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address278 E 2ND ST, GIRARD, OH 44420-2711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address278 E 2ND ST, GIRARD, OH 44420-2711
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001523
DateJan 24, 2022
Instrument202201240001523
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
MunicipalityGirard City
Unified School DistrictGirard City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,647.00$40,360 (-) Land $3,470 Building $36,890
2024$1,647.00 (-1.96%)$40,360 (-) Land $3,470 Building $36,890
2023$1,680.00 (+23.08%)$40,360 (+54.52%) Land $3,470 Building $36,890$115,300 (+54.56%) Land $9,900 Building $105,400
2022$1,365.00$26,120 Land $3,470 Building $22,650
2020$74,600 Land $9,900 Building $64,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD CITY
serves 13,263 people · EPA ID OH7801103
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on E 2nd St

Nearby Streets

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