278 E 12th St, Holland, MI 49423 Property Records

Ottawa County property record for 278 E 12th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,315 sqft · built 1941
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Dec 2019)
Tax Bill	$6,126 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Oct 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-351-013`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-351-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	886 sqft
Basement Area	886 sqft
Unfinished Basement	886 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	372 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	278 E 12TH ST
City	HOLLAND
State	MI
Zip	49423-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	ALL THAT PT OF LOTS 7 & 8, BLK A, COM 32 FT N & 663 FT E OF SW COR OF LOT 7, BLK A, TH E 50 FT, TH S 13282 FT M OR L TH W 50
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	BEG ORIGINAL PLAT
Legal Block	351
Legal Lot Number	7-8
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2005
Census Tract	24901

Owner

278 E 12th St is owned by two individuals who acquired it in June 2024.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6320 FILLMORE ST, ALLENDALE, MI 49401-8360
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 29, 2020	Intrafamily Transfer, Transfer
Jun 4, 2020	Intrafamily Transfer, Transfer
Jun 4, 2020	Intrafamily Transfer, Transfer
Dec 5, 2019	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Dec 5, 2019	Intrafamily Transfer, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Apr 4, 2006 · Amount on File
Deed Document Number	201945386
Last Transfer Date	Jun 13, 2024
Transfer Doc	20250025473
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	278 E 12TH ST, HOLLAND, MI 49423-3611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180032595
Date	Sep 13, 2018
Instrument	2018-0032595

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Oct 29, 2020
Property Address	278 E 12TH ST, HOLLAND, MI 49423-3611
Document Number	20200048231
Map Reference	LB 1 PG 11
Instrument Date	Sep 16, 2020
Instrument	2020-0048231
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6320 FILLMORE ST, 6320, ALLENDALE, MI 49401-8360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 E 12TH ST, HOLLAND, MI 49423-3611

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jun 4, 2020
Property Address	278 E 12TH ST, HOLLAND, MI 49423-3611
Document Number	20200021819
Map Reference	LB 1 PG 11
Instrument Date	May 29, 2020
Instrument	2020-0021819
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6320 FILLMORE ST, 6320, ALLENDALE, MI 49401-8360

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jun 4, 2020
Property Address	278 E 12TH ST, HOLLAND, MI 49423-3611
Document Number	20200021820
Map Reference	LB 1 PG 11
Instrument Date	Apr 16, 2020
Instrument	2020-0021820
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6320 FILLMORE ST, ALLENDALE, MI 49401-8360

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 5, 2019
Property Address	278 E 12TH ST, HOLLAND, MI 49423-3611
Document Number	20190045386
Map Reference	LB 1 PG 11
Instrument Date	Nov 27, 2019
Instrument	2019-0045386
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	278 E 12TH ST, 278, HOLLAND, MI 49423-3611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 E 12TH ST, HOLLAND, MI 49423-3611

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Dec 5, 2019
Property Address	278 E 12TH ST, HOLLAND, MI 49423-3611
Document Number	20190045385
Map Reference	LB 1 PG 11
Instrument Date	Nov 27, 2019
Instrument	2019-0045385
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 E 12TH ST, HOLLAND, MI 49423-3611

Tax Assessment & Valuation

The 2025 property tax bill for 278 E 12th St was $6,126.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,300 (+3.65%)	$312,600 (+3.65%)
2025	$6,126.00 Homeowner's exemption	$150,800	$301,600
2023		$126,200	$252,400
2022	$3,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 E 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 278 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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