278 Cut Off Rd, Collins, MS 39428 Property Records

Covington County property record for 278 Cut Off Rd, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,439 sqft · built 1967
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Tax Bill	$676 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084017 03400`

Property Details

APN / Parcel Number

Primary APN	`084017 03400`
Alternative APN	`3955`

Interior

Full Baths	2 Baths
Building Area	2,439 sqft Adjusted Area
1st Floor Area	1,984 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	3955
Street Address	278 CUT OFF RD
City	COLLINS
State	MS
Zip	39428-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.10 AC N CENT PT SE4 SW4 B 0308 P 0097 03/13/2014
Legal Range	15W
Legal Township	08N
Legal Section	17
Jurisdiction	COVINGTON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2095
Census Tract	950100

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1411, COLLINS, MS 39428-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2014
Deed Sale	Mar 13, 2014
Deed Book / Page	308 / 97
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	278 CUT OFF RD, COLLINS, MS 39428-7033
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000783/796
Date	Dec 1, 2020
Book Page	783/796
Instrument	1066037

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$676.00 (+11.74%) Disabled Person's exemption	$10,159 (+0.7%)
2024			$101,060 (+0.47%) Land $8,190 Building $92,870
2023		$10,088 (-0.02%)	$100,590 (-0.01%) Land $8,160 Building $92,430
2022	$605.00 (+37.19%) Disabled Person's exemption	$10,090	$100,600 Land $8,170 Building $92,430
2019	$441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLLINS serves 2,921 people · EPA ID MS0160002
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	OKATOMA WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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