Flathead County property record for 278 Coram Stage Rd, Coram, MT 59913
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 900 sqft · built 2024 |
| Lot Size | 5.24 acres (228,254 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,708 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0792245 |
| Primary APN | R0792245 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 228,254 sqft (5.24 acres) |
| Terrain | Wooded |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000972170 |
|---|---|
| Street Address | 278 CORAM STAGE RD |
| City | CORAM |
| State | MT |
| Zip | 59913-7754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S29, T31 N, R19 W, TR 5GBB IN N2NE4 & TR 5ECB IN NW4NE4 |
| Legal Range | 19W |
| Legal Township | 31N |
| Legal Section | 29 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 1 |
| Census Block | 1288 |
| Census Tract | 102 |
278 Coram Stage Rd is owned by an individual who acquired it in August 2021.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 3185, COLUMBIA FALLS, MT 59912-5185 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Aug 18, 2021 | Warranty Deed, Transfer INSURED TITLE, INSURED TITLES |
| Jul 27, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2021 |
| Deed Sale | Aug 18, 2021 |
| Deed Document Number | 202129068 |
| Prior Transfer Date | Jul 22, 2021 |
| Prior Transfer Doc | 0000025089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 278 CORAM STAGE RD, CORAM, MT 59913-7754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200009312 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 202200009312 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 15, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 18, 2021 |
| Property Address | 278 CORAM STAGE RD, CORAM, MT 59913-7754 |
| Document Number | 202100029068 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 202100029068 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 CORAM STAGE RD, CORAM, MT 59913-7754 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 27, 2021 |
| Property Address | 278 CORAM STAGE RD, CORAM, MT 59913-7754 |
| Document Number | 202100025089 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 202100025089 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 TERRACE DR, 705, CLINTON, IA 52732-5418 |
| Name | Verified Name |
|---|---|
| Address | 4301 E 53RD ST, DAVENPORT, IA 52807-3861 |
The 2026 property tax bill for 278 Coram Stage Rd was $4,708, up 131.9% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Columbia Falls Elementary School District (PK - 08) |
| Secondary School District | Columbia Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,708.00 (+131.92%) | $513,700 (-) | |
| 2025 | $2,030.00 | $513,700 | $513,700 Land $216,620 Building $297,080 |
| 2023 | $1,463.00 | $186,548 | $186,548 Land $186,548 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Coram Stage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Coram Stage Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MontanaSky Networks Fixed Wireless | 50 / 10 |
| CenturyLink DSL | 40 / 3 |
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