San Diego County property record for 278 Coneflower St, Encinitas, CA 92024
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,132 sqft · built 1971 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $604,000 (Sep 2015) |
| Tax Bill | $8,181 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-090-18-02 |
| Primary APN | 257-090-18-02 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,132 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Duplex Single |
| Lot Area | 6,700 sqft (0.154 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 278 CONEFLOWER ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3301 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R11 |
| Legal Description | LOT 96 UND 1/2 INT WI EXCLUSIVE USE OF SLY POR OF TR 006599 |
| Legal Subdivision | PACIFIC SERENA |
| Legal Tract | 006599 |
| Legal Block | 2 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17606 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 CONEFLOWER ST, ENCINITAS, CA 92024-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 6, 2019 | Trustee's Deed, Construction Loan · Line of Credit SAN DIEGO CNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2015 · Amount on Record |
| Deed Sale | Sep 15, 2015 · Amount on Record |
| Prior Sale | Apr 16, 2014 · Amount on Record |
| Deed Document Number | 2015487675 |
| Prior Transfer Date | Jul 28, 2015 |
| Prior Transfer Doc | 0000487674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 278 CONEFLOWER ST, ENCINITAS, CA 92024-3301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 278 CONEFLOWER ST, ENCINITAS, CA 92024-3301 |
| Document Number | 0000002108 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026-0002108 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 278 CONEFLOWER ST, ENCINITAS, CA 92024-3301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 278 CONEFLOWER ST, ENCINITAS, CA 92024-3301 |
| Document Number | 0000300846 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-0300846 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 278 CONEFLOWER ST, ENCINITAS, CA 92024-3301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000305819 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 2017-0305819 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 6, 2019 |
| Property Address | 278 CONEFLOWER ST, ENCINITAS, CA 92024-3301 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 168078 |
| Transaction Type | Construction Loan |
| Record Updated | May 13, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 278 CONEFLOWER ST ENCINITAS CA 920243301, ENCINITAS, CA 92024-3301 |
| Document Number | 0000168078 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 168078 |
| Name | SAN DIEGO CNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196-9040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $729,303 (+2%) Land $637,755 Building $91,548 | |
| 2025 | $8,181.00 (+7.53%) | $715,003 (+4.04%) Land $625,250 Building $89,753 |
| 2023 | $7,608.00 (+0.63%) | $687,241 Land $600,972 Building $86,269 |
| 2022 | $7,560.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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