278 Commack Rd, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 278 Commack Rd, Islip, NY 11751 · Last verified August 2026

Property Summary

Property Type	Triplex
Details	2,690 sqft · built 1970
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Feb 2020)
Tax Bill	$12,789 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`472889 294.-1-100.2`

Property Details

APN / Parcel Number

Primary APN	`472889 294.-1-100.2`
Alternative APNs	`0500-294.00-01.00-100.002` `288929400000011000020000` `472800599750` `041219`

Interior

Units	3 Units
Building Area	2,690 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Triplex
Lot Area	11,761 sqft (0.27 acres)
Lot Width	110 ft Width
Garage Type	Attached
Garage Area	200 sqft

Location & Zoning

Account Number	041219
Street Address	278 COMMACK RD
City	ISLIP
State	NY
Zip	11751-2040
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	X2216260Y189854 T043H00000000
Legal Block	4000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1031
Census Tract	146103

Owner

Source: Suffolk County and Islip Town records · APN 472889 294.-1-100.2

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	278 COMMACK RD, ISLIP, NY 11751-2040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Feb 26, 2020	Deed, Transfer
Sep 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Aug 29, 2013 · Amount on Record
Deed Book / Page	13049 / 429
Prior Transfer Date	Jul 19, 2018
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	278 COMMACK RD, ISLIP, NY 11751-2040
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237160101
Date	Mar 11, 2026
Book Page	23716/101

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	278 COMMACK RD, ISLIP, NY 11751-2040
Transaction Type	Mortgage
Record Updated	Nov 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234290253
Date	Jun 17, 2022
Book Page	23429/253

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	278 COMMACK RD, ISLIP, NY 11751-2040
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234100460
Date	Apr 26, 2022
Book Page	23410/460

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	May 01, 2049

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 26, 2020
Property Address	278 COMMACK RD, ISLIP, NY 11751-2040
Document Number	0130490429
Book / Page	13049 / 429
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 14, 2018
Property Address	278 COMMACK RD, ISLIP, NY 11751-2040
Document Number	0129780563
Book / Page	012978 / 000563
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	278 COMMACK RD ISLIP NY 117512040, ISLIP, NY 11751-2040

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 (-) Land $8,300 Building $28,700	$521,126 (-) Land $116,901 Building $404,225
2024	$12,789.00		$521,126 (+2.54%) Land $116,901 Building $404,225
2023		$37,000 Land $8,300 Building $28,700	$508,242 Land $114,011 Building $394,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031461031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2014)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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