278 Cold Springs Dr, Pendleton, IN 46064 Property Records

Madison County property record for 278 Cold Springs Dr, Pendleton, IN 46064

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,701 (Mar 2026)
Tax Bill	$8 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-14-28-200-004.043-013`

Property Details

APN / Parcel Number

Primary APN	`48-14-28-200-004.043-013`
Alternative APN	`00039597243`

Exterior

Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Account Number	00039597243
Street Address	278 COLD SPRINGS DR
City	PENDLETON
State	IN
Zip	46064-5532
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	NW 28-18-7 0.15A HUNTZINGER FARMS COLD SPRINGS SECTION 2 LOT 43
Legal Lot Number	43
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1021
Census Tract	11502

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 COLD SPRINGS DR, PENDLETON, IN 46064-5532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Corporation Deed, Subdivision Related Transfer · FHA Mortgage VANDERBILT MTG & FINANCE INC
Mar 5, 2026	Corporation Deed, Subdivision Related Transfer · FHA Mortgage VANDERBILT MTG & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Deed Document Number	20263231
Record Updated	Oct 29, 2026

March 2026: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	MADISON IN
Recording Date	Mar 5, 2026
Property Address	278 COLD SPRINGS DR, PENDLETON, IN 46064-5532
Document Number	2026R03231
Map Reference	IN 2023R002796
Instrument Date	Feb 27, 2026
Instrument	2026R03231
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 1, 2026
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 COLD SPRINGS DR, PENDLETON, IN 46064-5532

Mortgage

Document Number	2026R03232
Date	Mar 5, 2026
Instrument	2026R03232

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2026: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	MADISON IN
Recording Date	Mar 5, 2026
Property Address	278 COLD SPRINGS DR, PENDLETON, IN 46064-5532
Document Number	2026R03231
Map Reference	IN 2023R002796
Instrument Date	Feb 27, 2026
Instrument	2026R03231
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2026
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 COLD SPRINGS DR, PENDLETON, IN 46064-5532

Mortgage

Document Number	2026R03232
Date	Mar 5, 2026
Instrument	2026R03232

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8.00	$400 Land $400	$400 Land $400
2024	$8.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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