278 Cody Ln, Durango, CO 81301 Property Records

La Plata County property record for 278 Cody Ln, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 2001
Lot Size	4.35 acres (189,704 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Apr 2015)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5671-331-01-003`

Property Details

APN / Parcel Number

Primary APN	`5671-331-01-003`
Alternative APN	`R006820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Lot Area	189,704 sqft
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Unfinished Open Porch
Porch Area	494 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R006820
Street Address	278 CODY LN
City	DURANGO
State	CO
Zip	81301-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: HENDRICKS S/D BLOCK: 0 LOT: 3, HENDRICKS SUB 278 CODY LN DURANGO 81301
Legal Subdivision	HENDRICKS S/D
Legal Block	2
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2023
Census Tract	970601

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 3252, DURANGO, CO 81302-3252
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 1, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 31, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 18, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 6, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2015 · Amount on Record
Deed Sale	Apr 16, 2015 · Amount on Record
Deed Document Number	20151095086
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	278 CODY LN, DURANGO, CO 81301-8216
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001221256
Date	Apr 24, 2023
Instrument	1221256

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	278 CODY LN, DURANGO, CO 81301-8216
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CODY LN, DURANGO, CO 81301-8216

Mortgage

Document Number	0001200095
Date	Oct 1, 2021
Instrument	1200095

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	278 CODY LN, DURANGO, CO 81301-8216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001177954
Date	Sep 21, 2020
Instrument	1177954

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	278 CODY LN, DURANGO, CO 81301-8216
Document Number	0001166101
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CODY LN DURANGO CO 813018216, DURANGO, CO 81301-8216

Mortgage

Document Number	0001166101
Date	Dec 27, 2019
Instrument	1166101

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	278 CODY LN, DURANGO, CO 81301-8216
Document Number	0001155120
Instrument Date	Mar 31, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CODY LN DURANGO CO 813018216, DURANGO, CO 81301-8216

Mortgage

Document Number	0001155120
Date	Apr 9, 2019
Instrument	1155120

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	278 CODY LN, DURANGO, CO 81301-8216
Document Number	0001137907
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3252 DURANGO CO 813023252, DURANGO, CO 81302-3252

Mortgage

Document Number	0001137907
Date	Jan 2, 2018
Instrument	1137907

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	278 CODY LN, DURANGO, CO 81301-8216
Document Number	0001124686
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CODY LN DURANGO CO 813018216, DURANGO, CO 81301-8216

Mortgage

Document Number	0001124686
Date	Feb 15, 2017
Instrument	1124686

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,490 (-2.08%) Land $8,540 Building $23,950	$530,900 (-) Land $139,500 Building $391,400
2025	$1,809.00 (+67.35%)	$33,180 (+27.71%) Land $8,720 Building $24,460	$530,900 (+36.92%) Land $139,500 Building $391,400
2023	$1,081.00 (+4.85%)	$25,980 (+5.95%) Land $8,190 Building $17,790	$387,750 (+9.88%) Land $122,170 Building $265,580
2022	$1,031.00	$24,520 Land $6,880 Building $17,640	$352,880 Land $99,000 Building $253,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 79% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless · Fiber in parts of the area	50 / 25

May also be available: CenturyLink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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