278 Cliffside Dr, Torrington, CT 06790 Property Records

Torrington City property record for 278 Cliffside Dr, Torrington, CT 06790

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,612 sqft · built 1979
Owner	2 Company Names on Record
Last Sale	$269,000 (Apr 2025)
Tax Bill	$6,112 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
APN	`003988`

Property Details

APN / Parcel Number

Primary APN	`003988`
Alternative APNs	`TORR M:240 B:001 L:001 U:278` `3988`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
Gross Area	2,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Shed Roof
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3988
Street Address	278 CLIFFSIDE DR
City	TORRINGTON
State	CT
Zip	06790-2243
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RRC
Legal Block	1
Legal Lot Number	1
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2017
Census Tract	310700

Owner

Source: Torrington City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	278 CLIFFSIDE DR, TORRINGTON, CT 06790-2243
Owner Type	Company
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORP
Dec 30, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	2025499351
Deed Book / Page	1434 / 466
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Apr 29, 2025
Property Address	278 CLIFFSIDE DR, TORRINGTON, CT 06790-2243
Document Number	001434-466
Book / Page	1434 / 466
Instrument Date	Apr 25, 2025
Instrument	2025-499351
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2025499352
Date	Apr 29, 2025
Instrument	2025-499352

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001434-493
Date	Apr 29, 2025
Book Page	1434/493
Instrument	2025-499353

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	121 Months
Due	May 1, 2035

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Nov 21, 2022
Property Address	278 CLIFFSIDE DR, TORRINGTON, CT 06790-2243
Document Number	001378-523
Book / Page	1378 / 523
Instrument Date	Nov 18, 2022
Instrument	2022-479781
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022479783
Date	Nov 21, 2022
Instrument	2022-479783

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Dec 30, 2020
Property Address	278 CLIFFSIDE DR, TORRINGTON, CT 06790-2243
Document Number	1323-945
Book / Page	001323 / 000945
Instrument Date	Dec 11, 2020
Instrument	461279
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CLIFFSIDE DR TORRINGTON CT 067902243, TORRINGTON, CT 06790-2243

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,112.00	$158,970 (+163.98%) Building $158,970	$111,279 Building $111,279
2024	$6,112.00 (+111.63%)
2023	$2,888.00 (+1.73%)	$60,220 (-) Building $60,220
2022	$2,839.00	$60,220 Building $60,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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