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278 Ciera Dr, Houma, LA 70364 Property Records

Terrebonne Parish property record for 278 Ciera Dr, Houma, LA 70364

Property Summary

Property TypeSingle Family Home
Lot Size0.237 acres (10,340 sqft)
Owner2 Individual Names on File
Last Sale$343,140 (Jan 2026)
Tax Bill$1,314 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2026 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN49250

Property Details

APN / Parcel Number

Primary APN49250

Exterior

Lot Area10,340 sqft (0.237 acres)

Location & Zoning

Street Address278 CIERA DR
CityHOUMA
StateLA
Zip70364-3711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLOCK 4 ADDEN. 1 PHASE 1 CIERA PARK SUBD.
Legal Range17E
Legal Township16S
Legal Section09
Legal SubdivisionCIERA PARK
Legal Phase1
Legal Block4
Legal Lot Number12
JurisdictionTERREBONNE LA
Township / Civil Division3
Census Block Group2
Census Block2010
Census Tract203

Owner

Source: Terrebonne Parish records · APN 49250

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address278 CIERA DR, HOUMA, LA 70364-3711
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BANK
Jan 27, 2026Other, Transfer · Conventional Mortgage
HANCOCK WHITNEY BANK
Sep 14, 2011Warranty Deed, Transfer
UNITED TITLE OF LOUISIANA IN
Feb 02, 2005Cash Sale Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2026 · Amount on Record
Deed SaleJan 27, 2026 · Amount on Record
Prior SaleJul 08, 2022 · Amount on Record
Deed Document Number20261721396
Deed Book / Page2785 / 685
Prior Transfer DateJan 21, 2026
Prior Transfer Doc002785/685
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTERREBONNE LA
Property Address278 CIERA DR, HOUMA, LA 70364-3711
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003622/78
DateJan 27, 2026
Book Page3622/78
Instrument1721397
Lender
NameHANCOCK WHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

January 2026: Other, Transfer

Document TypeOther
JurisdictionTERREBONNE LA
Recording DateJan 27, 2026
Property Address278 CIERA DR, HOUMA, LA 70364-3711
Document Number002785/685
Book / Page2785 / 685
Instrument DateJan 21, 2026
Instrument1721396
Transaction TypeTransfer
Record UpdatedApr 07, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 CIERA DR, HOUMA, LA 70364-3711

Mortgage

Document Number0001721397
DateJan 27, 2026
Instrument1721397
Lender
NameHANCOCK WHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

September 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTERREBONNE LA
Recording DateSep 14, 2011
Property Address278 CIERA DR, HOUMA, LA 70364-3711
Document Number002257/032
Book / Page2257 / 032
Instrument DateAug 30, 2011
Instrument1382100
Transaction TypeTransfer
Record UpdatedApr 07, 2026
Title CompanyUNITED TITLE OF LOUISIANA IN

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1625 STATE ROUTE 10, MORRIS PLAINS, NJ 07950-2905

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 CIERA DR, HOUMA, LA 70364-3711

February 2005: Cash Sale Deed, Subdivision Related Transfer

Document TypeCash Sale Deed
JurisdictionTERREBONNE LA
Recording DateFeb 02, 2005
Property Address278 CIERA DR, HOUMA, LA 70364-3711
Document Number001902/564
Book / Page1902 / 564
Instrument DateFeb 01, 2005
Instrument1200889
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 07, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2541 BRADY RD, THERIOT, LA 70397-9768

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 PREVOST DR, HOUMA, LA 70364-2058

Tax Assessment & Valuation

Source: Terrebonne Parish records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyTerrebonne Parish
Unified School DistrictTerrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,314.00 (-38.66%)$21,190 (-) Land $3,800 Building $17,390$211,900 (-) Land $38,000 Building $173,900
2024$2,142.00 (+11.68%)$21,190 (+5%) Land $3,800 Building $17,390$211,900 (+5%) Land $38,000 Building $173,900
2023$1,918.00 (+56.96%)$20,180 (-) Land $3,620 Building $16,560$201,800 (-) Land $36,200 Building $165,600
2022$1,222.00 Homeowner's exemption$20,180 Land $3,620 Building $16,560$201,800 Land $36,200 Building $165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Terrebonne Parish (22109C), as of September 20, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221090002032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 263 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies263 in force
Nearby Flood Claims16 (2001–2022)
Most Recent ClaimMay 2022 · other causes
Claims by Event
  • Hurricane Ida, Aug 2021 · 6 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: REV, Verizon.

Based on FCC filings for 392 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system LA1109002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHRIEVER WATER TREATMENT SERVICE AREA
serves 116,460 people
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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