Baldwin County property record for 278 Chet Ave, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,204 sqft · built 2008 |
| Lot Size | 0.406 acres (17,687 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $640,000 (Oct 2024) |
| Tax Bill | $6,272 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-08-28-0-000-001.199 |
| Primary APN | 46-08-28-0-000-001.199 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,204 sqft Heated Area |
| 1st Floor Area | 1,846 sqft |
| Upper Floors Area | 1,421 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,687 sqft (0.406 acres) |
| Lot Dimensions | 146 ft deep x 120 ft wide |
| Pool Area | 338 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 295595 |
|---|---|
| Street Address | 278 CHET AVE |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-7123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 120.4' X 146.9' IRR LOT 88 SUMMER LAKE SUB PHASE 2 SLIDE 2255-F IN THE CITY OF FAIRHOPE SEC 28-T6S-R2E (WD-SURVIVORSHIP) |
| Legal Subdivision | SUMMER LAKE SUB PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 88 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11102 |
278 Chet Ave is owned by a company that bought it in October 2024 and is owner-occupied.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 278 CHET AVE, FAIRHOPE, AL 36532-7123 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 28, 2024 | Intrafamily Transfer, Transfer |
| Nov 9, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on File |
| Deed Sale | Oct 28, 2024 · Amount on File |
| Prior Sale | Jun 18, 2012 · Amount on File |
| Deed Document Number | 20242154101 |
| Prior Transfer Date | Oct 23, 2024 |
| Prior Transfer Doc | 0002154101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 278 CHET AVE, FAIRHOPE, AL 36532-7123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 278 CHET AVE, FAIRHOPE, AL 36532-7123 |
| Document Number | 0002019731 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 2019731 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 278 CHET AVE, FAIRHOPE, AL 36532-7123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001979615 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 1979615 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 28, 2024 |
| Property Address | 278 CHET AVE, FAIRHOPE, AL 36532-7123 |
| Document Number | 0002154101 |
| Map Reference | SL 2255F |
| Instrument Date | Oct 23, 2024 |
| Instrument | 2154101 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 278 CHET AVE, FAIRHOPE, AL 36532-7123 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 278 CHET AVE, FAIRHOPE, AL 36532-7123 |
| Document Number | 0001732124 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 278 CHET AVE FAIRHOPE AL 365327123, FAIRHOPE, AL 36532-7123 |
| Document Number | 0001732124 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 1732124 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 278 Chet Ave was $6,272 with exemptions applied, up 140.3% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,272.00 (+140.31%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,610.00 | $66,560 Land $8,940 Building $57,620 | $665,300 Land $89,300 Building $576,000 |
| 2023 | $2,389.00 (+10.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $60,980 (+29.97%) | $609,500 (+29.93%) Land $70,700 Building $538,800 |
| 2022 | $2,158.00 (-43.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $46,920 | $469,100 Land $66,700 Building $402,400 |
| 2021 | $3,822.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 278 Chet Ave in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 69 (1979–2020) |
| Claims Outside the SFHA | 6 of 69 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Chet Ave is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 48% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures