Polk County property record for 278 Chestnut St, Saluda, NC 28773
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 32.4 acres (1,413,958 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $525 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S15-B1 |
| Primary APN | S15-B1 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,320 sqft Finished Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,413,958 sqft (32.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10917 |
|---|---|
| Street Address | 278 CHESTNUT ST |
| City | SALUDA |
| State | NC |
| Zip | 28773-0720 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | S15, S16 MAP S16 |
| Legal Subdivision | MAP S16 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1214, SALUDA, NC 28773-1214 |
| Owner Type | Individual |
| Vesting | Heirs |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 88 / 101 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525.00 (+7.14%) | $49,173 (-) Land $49,173 | $144,756 (-) Land $144,756 |
| 2025 | $490.00 (-19.14%) | $49,173 (+1.76%) Land $49,173 | $144,756 (+4.54%) Land $144,756 |
| 2023 | $606.00 | $48,323 Land $48,323 | |
| 2021 | $138,464 Land $138,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALUDA serves 1,814 people · EPA ID NC0175020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Jun 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: RiverStreet Networks.
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