278 Cherry Lake Dr, Divide, CO 80814 Property Records

Teller County property record for 278 Cherry Lake Dr, Divide, CO 80814

Property Summary

Property Type	Vacant Land
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Aug 2023)
Tax Bill	$845 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3127.333080160`

Property Details

APN / Parcel Number

Primary APN	`3127.333080160`
Alternative APN	`R0017020`

Exterior

Lot Area	49,658 sqft (1.14 acres)

Location & Zoning

Account Number	R0017020
Street Address	278 CHERRY LAKE DR
City	DIVIDE
State	CO
Zip	80814-9773
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	L45 HIGHLAND LAKES 6
Legal Range	70W
Legal Township	12S
Legal Section	33
Legal Subdivision	HIGHLAND LAKES
Legal Lot Number	45
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1010
Census Tract	10112

Owner

Source: Teller County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1652 SUNSHINE CIR, WOODLAND PARK, CO 80863-8332
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jan 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	2023760601
Prior Transfer Date	Jan 25, 2019
Prior Transfer Doc	0000713969
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Aug 3, 2023
Property Address	278 CHERRY LAKE DR, DIVIDE, CO 80814-9773
Document Number	0000760601
Instrument Date	Jul 14, 2023
Instrument	760601
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	EQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	278 CHERRY LAKE DR, DIVIDE, CO 80814-9773

Mortgage

Document Number	0000760602
Date	Aug 3, 2023
Instrument	760602

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	7.25%
Max Rate At Change	11.2%
Max Rate	14.2%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TELLER CO
Recording Date	Jan 30, 2019
Property Address	278 CHERRY LAKE DR, DIVIDE, CO 80814-9773
Document Number	0000713355
Instrument Date	Jan 25, 2019
Instrument	713355
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 DENTON CT WESTCHESTER IL 601545606, WESTCHESTER, IL 60154-5606

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	TELLER CO
Recording Date	Mar 1, 2019
Property Address	278 CHERRY LAKE DR, DIVIDE, CO 80814-9773
Document Number	0000713969
Instrument Date	Jan 25, 2019
Instrument	713969
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CHERRY LAKE DR DIVIDE CO 808149773, DIVIDE, CO 80814-9773

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$845.00 (+100.71%)	$12,420 (+100.32%) Land $12,420
2024	$421.00 (+4.99%)	$6,200 (-) Land $6,200	$46,005 (+107.02%) Land $46,005
2023	$401.00 (+82.27%)	$6,200 (+76.14%) Land $6,200	$22,222 (+83.2%) Land $22,222
2022	$220.00	$3,520 Land $3,520	$12,130 Land $12,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.8% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND LAKES WD serves 875 people · EPA ID CO0160200
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2026 Failure to filter resolved · Mar 2023 Treatment failure resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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