278 Charles Ct, Orange, CT 06477 Property Records

Orange Town property record for 278 Charles Ct, Orange, CT 06477

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,286 sqft · built 1964
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jul 2026)
Tax Bill	$11,278 (2026)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Jun 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`078-06-02`

Property Details

APN / Parcel Number

Primary APN	`078-06-02`
Alternative APNs	`ORAN M:78 B:6 L:2` `ORNG M:78 B:6 L:2` `191000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	4,524 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	191000
Street Address	278 CHARLES CT
City	ORANGE
State	CT
Zip	06477-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	SUDUBON COURT
Legal Block	6
Legal Lot Number	2
Jurisdiction	ORANGE CT
Township / Civil Division	ORANGE
Census Block Group	2
Census Block	2019
Census Tract	157300

Owner

278 Charles Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Orange Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	278 CHARLES CT, ORANGE, CT 06477-1629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Line of Credit SECURITY NATIONAL MORTGAGE COMPANY
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
May 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Apr 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
Jan 21, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Apr 23, 2020 · Amount on File
Deed Book / Page	745 / 158
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE CT
Recording Date	Jul 1, 2026
Property Address	278 CHARLES CT, ORANGE, CT 06477-1629
Document Number	0745000158
Book / Page	745 / 158
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	278 CHARLES CT, ORANGE, CT 06477-1629

Mortgage

Date	Jul 1, 2026

Lender

Name	SECURITY NATIONAL MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	278 CHARLES CT, ORANGE, CT 06477-1629
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000706-459
Date	Jun 17, 2021
Book Page	706/459

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	278 CHARLES CT, ORANGE, CT 06477-1629
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000716-808
Date	May 10, 2022
Book Page	716/808

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE CT
Recording Date	Apr 23, 2020
Property Address	278 CHARLES CT, ORANGE, CT 06477-1629
Document Number	690-150
Book / Page	690 / 150
Instrument Date	Apr 20, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	690152
Date	Apr 23, 2020
Instrument	690/152

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE CT
Recording Date	Jan 21, 2020
Property Address	278 CHARLES CT, ORANGE, CT 06477-1629
Document Number	688-287
Book / Page	000688 / 000287
Instrument Date	Jan 9, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$317.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 GRASSY HILL RD ORANGE CT 064771666, ORANGE, CT 06477-1666

Tax Assessment & Valuation

The 2026 property tax bill for 278 Charles Ct was $11,278, down 5.8% from the year before.

Source: Orange Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Orange Town
Elementary School District	Orange School District (PK - 06)
Secondary School District	Regional School District 05 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,278.00 (-5.84%)	$411,600 (-) Land $186,400 Building $225,200	$718,393 (+149.34%)
2025	$11,978.00	$411,600 Land $186,400 Building $225,200	$288,120 Land $130,480 Building $157,640
2024	$11,978.00 (+24.9%)
2023	$9,590.00 (-1.22%)	$296,800 (-) Land $136,100 Building $160,700
2022	$9,708.00	$296,800 Land $136,100 Building $160,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 278 Charles Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Charles Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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