278 Central St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 278 Central St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,685 sqft · built 1966
Lot Size	0.918 acres (40,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Nov 2025)
Tax Bill	$9,082 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00009 B:00000 L:00020`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00009 B:00000 L:00020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,685 sqft Living Area
Gross Area	3,168 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,000 sqft (0.918 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	278 CENTRAL ST
City	GEORGETOWN
State	MA
Zip	01833-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	20
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2022
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 DANA RD, A, BOXFORD, MA 01921-2661
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage HAVERHILL BANK
Nov 25, 2025	Quit Claim Deed, Transfer
Aug 14, 2025	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Aug 14, 2025 · Amount on Record
Deed Document Number	2025670
Deed Book / Page	43090 / 598
Prior Transfer Date	Nov 24, 2025
Prior Transfer Doc	043090-598
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	278 CENTRAL ST, GEORGETOWN, MA 01833-2525
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043066-69
Date	Nov 13, 2025
Book Page	43066/69
Instrument	20251113001200

Lender

Name	HAVERHILL BANK

Agreement

Amount	Amount Recorded

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Nov 25, 2025
Property Address	278 CENTRAL ST, GEORGETOWN, MA 01833-2525
Document Number	043090-598
Book / Page	43090 / 598
Instrument Date	Nov 24, 2025
Instrument	20251125000670
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47 DANA RD # A, A, BOXFORD, MA 01921-2661

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Aug 14, 2025
Property Address	278 CENTRAL ST, GEORGETOWN, MA 01833-2525
Document Number	0042887-66
Book / Page	42887 / 66
Instrument Date	Aug 12, 2025
Instrument	20250814000760
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COVE LEDGE LN, GLOUCESTER, MA 01930-3908

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,082.00 (+24.41%)	$660,000 (-) Land $279,600 Building $380,400	$706,944
2025	$7,300.00 (+15.16%)	$660,000 (+30.67%) Land $279,600 Building $380,400
2024	$6,339.00 (+17.28%)	$505,100 (+21.3%) Land $192,800 Building $312,300
2023	$5,405.00	$416,400 Land $192,800 Building $223,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central St

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