278 Cedar Ave, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 278 Cedar Ave, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Details	3,627 sqft · built 1870
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (May 2020)
Tax Bill	$19,942 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`472889 422.-1-63`

Property Details

APN / Parcel Number

Primary APN	`472889 422.-1-63`
Alternative APNs	`0500-422.00-01.00-063.000` `288942200000010630000000` `472800879460` `032704`

Interior

Building Area	3,627 sqft Living Area
1st Floor Area	1,989 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	30,492 sqft (0.7 acres)
Lot Width	110 ft Width
Garage Type	Attached
Garage Area	396 sqft

Location & Zoning

Account Number	032704
Street Address	278 CEDAR AVE
City	ISLIP
State	NY
Zip	11751-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAA
Legal Description	X2216522Y180241 T059H00000000
Legal Block	2000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2014
Census Tract	147402

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 CEDAR AVE, ISLIP, NY 11751-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Apr 10, 1997 · Amount on Record
Deed Book / Page	13058 / 37
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 5, 2020
Property Address	278 CEDAR AVE, ISLIP, NY 11751-4613
Document Number	0130580037
Book / Page	013058 / 000037
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 GREAT COVE LN ISLIP NY 117514505, ISLIP, NY 11751-4505

Mortgage

Document Number	231410172
Date	Jun 5, 2020
Book Page	023141/000172

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,500 (-) Land $19,100 Building $42,400	$866,197 (-) Land $269,014 Building $597,183
2024	$19,942.00		$866,197 (+2.54%) Land $269,014 Building $597,183
2023		$61,500 Land $19,100 Building $42,400	$844,781 Land $262,363 Building $582,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Nearby Flood Policies	127 in force
Nearby Flood Claims	187 (1978–2023)
Claims Outside the SFHA	79 of 187
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 109 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Gloria, Sep 1985 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20