278 Cayetano Dr, Windsor, CA 95492 Property Records

Sonoma County property record for 278 Cayetano Dr, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1989
Lot Size	0.18 acres (7,854 sqft)
Owner	Company Name on Record
Last Sale	$174,000 (Mar 1994)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-043-033-000`

Property Details

APN / Parcel Number

Primary APN	`162-043-033-000`
Alternative APN	`162-043-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,854 sqft (0.18 acres)
Garage Area	447 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	162-043-033
Street Address	278 CAYETANO DR
City	WINDSOR
State	CA
Zip	95492-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 65-683-33 # CHG MD FOOTHILLS OAKS #3 LOT 61
Legal Subdivision	FOOTHILL OAKS UNIT #3 TRACT #827
Legal Block	2
Legal Lot Number	61
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2007
Census Tract	153807

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	278 CAYETANO DR, WINDSOR, CA 95492-8305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 28, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Mar 23, 2018	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY
Mar 22, 2018	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Mar 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 1994 · Amount on Record
Deed Sale	Mar 15, 1994 · Amount on Record
Deed Document Number	199435305
Last Transfer Date	Sep 14, 2021
Transfer Doc	0000107453
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Sep 28, 2021
Property Address	278 CAYETANO DR, WINDSOR, CA 95492-8305
Document Number	0000107451
Map Reference	MB 432 PG 35-40
Instrument Date	Sep 14, 2021
Instrument	2021107451
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CAYETANO DR, WINDSOR, CA 95492-8305

Mortgage

Document Number	0000107452
Date	Sep 28, 2021
Instrument	2021107452

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Sep 28, 2021
Property Address	278 CAYETANO DR, WINDSOR, CA 95492-8305
Document Number	0000107453
Map Reference	MB 432 PG 35-40
Instrument Date	Sep 14, 2021
Instrument	2021107453
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	278 CAYETANO DR, WINDSOR, CA 95492-8305

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 23, 2018
Property Address	278 CAYETANO DR, WINDSOR, CA 95492-8305
Document Number	0000020107
Instrument Date	Mar 20, 2018
Instrument	20107
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	278 CAYETANO DR WINDSOR CA 954928305, WINDSOR, CA 95492-8305

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 22, 2018
Property Address	278 CAYETANO DR, WINDSOR, CA 95492-8305
Document Number	0000019611
Instrument Date	Mar 20, 2018
Instrument	19611
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	278 CAYETANO DR WINDSOR CA 954928305, WINDSOR, CA 95492-8305

Mortgage

Document Number	19612
Date	Mar 22, 2018
Instrument	19612

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 21, 2038

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 6, 2018
Property Address	278 CAYETANO DR, WINDSOR, CA 95492-8305
Document Number	0000015473
Instrument Date	Feb 7, 2018
Instrument	15473
Transaction Type	Transfer
Record Updated	Mar 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	278 CAYETANO DR WINDSOR CA 954928305, WINDSOR, CA 95492-8305

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$283,371 (+2%) Land $113,997 Building $169,374
2025	$3,516.00 (+4.12%) Homeowner's exemption	$277,815 (+4.04%) Land $111,762 Building $166,053
2023	$3,377.00 (+1.78%) Homeowner's exemption	$267,029 Land $107,423 Building $159,606
2022	$3,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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