278 Caputo Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 278 Caputo Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,812 sqft · built 2021
Lot Size	0.09 acres (3,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,500 (Sep 2021)
Tax Bill	$14,083 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (reduced by levee)
APN	`032-580-044-9`

Property Details

APN / Parcel Number

Primary APN	`032-580-044-9`
Alternative APN	`032-580-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area
1st Floor Area	789 sqft
2nd Floor Area	1,023 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	3,908 sqft (0.09 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	278 CAPUTO CIR
City	OAKLEY
State	CA
Zip	94561-1097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9481 L500
Legal Subdivision	GILBERT PROP PH 2B SUB MAP
Legal Tract	9481
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1025
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 CAPUTO CIR, OAKLEY, CA 94561-1097
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Mar 3, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	2021248405
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 3, 2021
Property Address	278 CAPUTO CIR, OAKLEY, CA 94561-1097
Document Number	0000248405
Map Reference	MB 538 PG 32-48
Instrument Date	Aug 31, 2021
Instrument	2021-248405
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	278 CAPUTO CIR, OAKLEY, CA 94561-1097

Mortgage

Document Number	0000248406
Date	Sep 3, 2021
Instrument	2021-248406

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 3, 2021
Property Address	278 CAPUTO CIR, OAKLEY, CA 94561-1097
Document Number	0000064767
Map Reference	MB 538 PG 32-48
Instrument Date	Mar 3, 2021
Instrument	2021-064767
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6683 OWENS DR, PLEASANTON, CA 94588-3335
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$714,944 (+2%) Land $173,188 Building $541,756
2025	$14,083.00 (+3.17%) Homeowner's exemption	$700,927 (+4.04%) Land $169,793 Building $531,134
2023	$13,650.00 (+1.64%) Homeowner's exemption	$673,710 Land $163,200 Building $510,510
2022	$13,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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